26 Rose St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 26 Rose St, Lancaster, NY 14086

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,871 sqft · built 2009
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$222,625 (Mar 2009)
Tax Bill$7,618 (2026)
Deeds & MortgagesSep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN145289 105.17-4-53

Property Details

APN / Parcel Number

Primary APN145289 105.17-4-53

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,871 sqft Living Area
1st Floor Area1,043 sqft
2nd Floor Area828 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions125 ft deep x 210 ft wide
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address26 ROSE ST
CityLANCASTER
StateNY
Zip14086-4302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal Block4
Legal Lot Number53.000
JurisdictionERIE NY
Township / Civil DivisionLANCASTER
Census Block Group2
Census Block2002
Census Tract14204

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address26 ROSE ST, LANCASTER, NY 14086-4302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2009 · Amount on Record
Deed SaleMar 27, 2009 · Amount on Record
Prior SaleDec 29, 2008 · Amount on Record
Deed Document Number200957663
Deed Book / Page11158 / 2337
Last Transfer DateApr 6, 2015
Transfer Doc0112806599
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address26 ROSE ST, LANCASTER, NY 14086-4302
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanyACCURATE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0139092611
DateSep 3, 2019
Book Page13909/2611
Instrument2019187986
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueAug 7, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionLancaster Town
Unified School DistrictLancaster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,618.00 (+2.01%) Homeowner's exemption
2025$7,468.00 (+1.98%)$265,000 (-) Land $70,000 Building $195,000$414,063 (+12.49%) Land $109,375 Building $304,688
2024$7,323.00 Homeowner's exemption$265,000 (-) Land $70,000 Building $195,000$368,100 (+4.19%) Land $97,234 Building $270,866
2023Homeowner's exemption$265,000 Land $70,000 Building $195,000$353,300 Land $93,325 Building $259,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1987–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA LANCASTER
serves 29,018 people · EPA ID NY1400421
Water SourcePurchased surface water from ECWA DIRECT
Last State InspectionNov 2025
Lead10 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GoNetspeed.

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