26 Riteoway Ln, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 26 Riteoway Ln, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,500 sqft · built 1997
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Company Names on File
Tax Bill	$1,269 (2025)
Deeds & Mortgages	Feb 2019 Refinance Feb 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HARP M:024 L:160`

Property Details

APN / Parcel Number

Primary APN	`HARP M:024 L:160`
Alternative APN	`2097`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	750 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cottage
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2097
Street Address	26 RITEOWAY LN
City	HARPSWELL
State	ME
Zip	04079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INT
Legal Subdivision	BAILEYS ISLAND
Legal Lot Number	160
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	1
Census Block	1010
Census Tract	17102

Owner

Source: Cumberland County and Harpswell Town records · APN HARP M:024 L:160

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 65, BAILEY ISLAND, ME 04003-0065
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORWAY SAVINGS BANK
Feb 13, 2019	Deed of Trust, Mortgage · Line of Credit NORWAY SVGS BK
Apr 09, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 09, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 05, 2019
Transfer Doc	0355060074
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	32 MERRICONEAG LN, HARPSWELL, ME 04079
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0354720098
Date	Feb 21, 2019
Book Page	35472/98
Instrument	7048

Lender

Name	NORWAY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	32 MERRICONEAG LN, HARPSWELL, ME 04079
Document Number	0354720103
Instrument Date	Feb 13, 2019
Transaction Type	Mortgage
Record Updated	Mar 07, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	32 MORGAN LN BAILEY ISLAND ME 04003, BAILEY ISLAND, ME 04003

Mortgage

Document Number	0354720103
Date	Feb 21, 2019
Book Page	035472/000103
Instrument	7048

Lender

Name	NORWAY SVGS BK
Type	Federal Savings Bank
Address	NORWAY, ME 04268

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARPSWELL ME
Recording Date	Apr 09, 2018
Property Address	32 MERRICONEAG LN, HARPSWELL, ME 04079
Document Number	0347620116
Book / Page	034762 / 000116
Instrument Date	Mar 29, 2018
Instrument	15712
Transaction Type	Transfer
Record Updated	Apr 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 50 BAILEY ISLAND ME 040030050, BAILEY ISLAND, ME 04003-0050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARPSWELL ME
Recording Date	Apr 09, 2018
Property Address	32 MERRICONEAG LN, HARPSWELL, ME 04079
Document Number	0347620110
Book / Page	034762 / 000110
Instrument Date	Mar 29, 2018
Instrument	15711
Transaction Type	Transfer
Record Updated	Apr 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 50 BAILEY ISLAND ME 040030050, BAILEY ISLAND, ME 04003-0050

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,269.00 (+4.7%)	$190,600 (-) Land $99,000 Building $91,600
2024	$1,212.00 (+4.21%)	$190,600 (-) Land $99,000 Building $91,600
2023	$1,163.00 (+3.38%)	$190,600 (-) Land $99,000 Building $91,600
2022	$1,125.00	$190,600 Land $99,000 Building $91,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 individual policies
Nearby Flood Policies	34 units insured incl. 2 condo units
Nearby Flood Claims	11 (1990–2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 5 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Based on FCC filings for 160 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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