26 Ridgewood Dr, Roanoke, TX 76262 Property Records

Denton County property record for 26 Ridgewood Dr, Roanoke, TX 76262

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,325 sqft · built 2002
Lot Size	0.276 acres (12,001 sqft)
Owner	Individual Name on File
Last Sale	$861,840 (Jul 2022)
Tax Bill	$12,606 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R203751 385123`

Property Details

APN / Parcel Number

Primary APN	`R203751 385123`
Alternative APNs	`SJ0199A-000001-0000-0013-0000` `R203751` `485980`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	3,325 sqft Living Area
Gross Area	4,039 sqft
1st Floor Area	2,229 sqft
2nd Floor Area	1,096 sqft
Bonus Room	Bonus Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,001 sqft (0.276 acres)
Lot Dimensions	1 ft deep x 12,001 ft wide
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	1 sqft
Porch	Open Porch
Porch Area	324 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	26 RIDGEWOOD DR
City	ROANOKE
State	TX
Zip	76262-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES OF TROPHY CLUB PH 3 BLK 1 LOT 13
Legal Subdivision	LAKES OF TROPHY CLUB PH 3
Legal Block	1
Legal Lot Number	13
Jurisdiction	DENTON TX
Township / Civil Division	JUSTIN-ROANOKE
Census Block Group	1
Census Block	1000
Census Tract	20322

Owner

26 Ridgewood Dr is owned and occupied by an individual who bought it in July 2022.

Source: Denton County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	26 RIDGEWOOD DR, ROANOKE, TX 76262-3403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Line of Credit EECU
Jul 14, 2022	Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 1, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Prior Sale	Oct 20, 2003 · Amount on File
Deed Document Number	2022103477
Prior Transfer Date	Sep 26, 2003
Prior Transfer Doc	0000173392
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	26 RIDGEWOOD DR, ROANOKE, TX 76262-3403
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 RIDGEWOOD DR, TROPHY CLUB, TX 76262-3403

Mortgage

Document Number	0000115760
Date	Oct 27, 2023
Instrument	2023-115760

Lender

Name	EECU
Type	Credit Union
Address	FORT WORTH, TX 76102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Jul 14, 2022
Property Address	26 RIDGEWOOD DR, ROANOKE, TX 76262-3403
Document Number	0000103477
Map Reference	CAB P SL 72
Instrument Date	Jul 11, 2022
Instrument	2022-103477
Transaction Type	Transfer
Record Updated	Jan 9, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 RIDGEWOOD DR, TROPHY CLUB, TX 76262-3403

Mortgage

Document Number	0000103478
Date	Jul 14, 2022
Instrument	2022-103478

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	26 RIDGEWOOD DR, ROANOKE, TX 76262-3403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135234
Date	Sep 1, 2020
Instrument	2020-135234

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	26 RIDGEWOOD DR, ROANOKE, TX 76262-3403
Document Number	0000015161
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26 RIDGEWOOD DR TROPHY CLUB TX 762623403, TROPHY CLUB, TX 76262-3403

Mortgage

Document Number	0000015161
Date	Feb 7, 2017
Instrument	15161

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 6, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 26 Ridgewood Dr was $12,606 with a homeowner's exemption.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Trophy Club Town
Unified School District	Northwest Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$828,456 Land $180,015 Building $648,441	$828,456 Land $180,015 Building $648,441
2025	$12,606.00
2023	$12,462.00 (+12.88%) Homeowner's exemption	$773,164 Land $123,010 Building $650,154	$773,164 Land $123,010 Building $650,154
2022	$11,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Ridgewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Ridgewood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROPHY CLUB MUD 1 serves 13,649 people · EPA ID TX0610018
Water Source	Purchased surface water from CITY OF FORT WORTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
FiberFirst Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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