Bergen County and Waldwick Borough property record for 26 Ridge St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,525 sqft · built 1950 |
| Lot Size | 0.108 acres (4,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Aug 2010) |
| Tax Bill | $11,007 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00045-0000-00020 |
| Primary APN | 64-00045-0000-00020 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,525 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,700 sqft (0.108 acres) |
| Lot Dimensions | 100 ft deep x 47 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 001134 |
|---|---|
| Street Address | 26 RIDGE ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 47X100 2 LT. |
| Legal Subdivision | RIDGEWOOD HLNDS |
| Legal Block | 45 |
| Legal Lot Number | 20 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 56100 |
26 Ridge St is owned and occupied by two individuals who bought it in August 2010.
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26 RIDGE ST, WALDWICK, NJ 07463-2313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2010 · Amount on File |
| Deed Sale | Aug 9, 2010 · Amount on File |
| Prior Sale | Feb 4, 2003 · Amount on File |
| Deed Document Number | 20104962339 |
| Deed Book / Page | 496 / 2339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 26 RIDGE ST, WALDWICK, NJ 07463-2313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024880048 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 02488/0048 |
| Instrument | 17-000251 |
| Name | KEARNY FSB |
|---|---|
| Type | Bank |
| Address | FAIRFIELD, NJ 07004 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 26 Ridge St was $11,007, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $479,600 (-) Land $264,600 Building $215,000 | $479,600 (-) Land $264,600 Building $215,000 | |
| 2025 | $11,007.00 (+3.66%) | $479,600 Land $264,600 Building $215,000 | $479,600 Land $264,600 Building $215,000 |
| 2024 | $10,618.00 | ||
| 2023 | $355,400 Land $215,800 Building $139,600 | $355,400 Land $215,800 Building $139,600 | |
| 2022 | $10,121.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 26 Ridge St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26 Ridge St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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