Otsego County and Oneonta City property record for 26 Reynolds Ave, Oneonta, NY 13820
| Property Type | Triplex |
|---|---|
| Details | 5 bd · 3 ba · 2,784 sqft · built 1900 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Company Name on Record |
| Last Sale | $41,000 (Oct 2002) |
| Tax Bill | $5,521 (2026) |
| Deeds & Mortgages | Jul 2021 Refinance Jan 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 300.5-3-19 |
| Primary APN | 361200 300.5-3-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,784 sqft Total Area |
| 1st Floor Area | 1,512 sqft |
| 2nd Floor Area | 872 sqft |
| Upper Floors Area | 400 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 49.5 ft deep x 51 ft wide |
| Garage Type | Attached |
| Garage Area | 160 sqft |
| Porch | Slab |
| Porch Area | 294 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 2672 |
|---|---|
| Street Address | 26 REYNOLDS AVE |
| City | ONEONTA |
| State | NY |
| Zip | 13820 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | 130 |
| Legal Description | LIFE ESTATE TO DIEGA A/K/A/ JOSEPHINE SPINOLA IN NURSG HOME SINCE OCT01 |
| Legal Block | 3 |
| Legal Lot Number | 19.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 590900 |
Source: Otsego County and Oneonta City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 187 NEWTON ST, WESTON, MA 02493-2338 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DELAWARE NATIONAL BANK |
| Jan 13, 2021 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2002 · Amount on Record |
| Deed Sale | Oct 8, 2002 · Amount on Record |
| Deed Book / Page | 983 / 31 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 26 REYNOLDS AVE, ONEONTA, NY 13820 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000000766 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 2021-3766 |
| Name | DELAWARE NATIONAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jan 13, 2021 |
| Property Address | 26 REYNOLDS AVE, ONEONTA, NY 13820 |
| Document Number | 0000000208 |
| Instrument Date | Sep 8, 2020 |
| Instrument | 208 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $292.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 187 NEWTON ST WESTON MA 024932338, WESTON, MA 02493-2338 |
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,521.00 (+2.62%) | ||
| 2025 | $5,380.00 | $140,000 (-) Land $7,200 Building $132,800 | $197,183 (+14.08%) Land $10,141 Building $187,042 |
| 2023 | $140,000 Land $7,200 Building $132,800 | $172,840 Land $8,889 Building $163,951 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures