26 Raging River Rd, Falling Waters, WV 25419 Property Records

Berkeley County property record for 26 Raging River Rd, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 500 sqft · built 1974
Owner	Individual Name on Record
Last Sale	$155,000 (Jun 2023)
Tax Bill	$241 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-3R-0026.0000`

Property Details

APN / Parcel Number

Primary APN	`02-3R-0026.0000`
Alternative APNs	`02-02-3R-0026.0000` `06118220`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	500 sqft Living Area
1st Floor Area	500 sqft

Exterior

Year Built	Built 1974
Architectural Style	Modern
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Raised
Shed	1 Shed
Shed Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	06118220
Street Address	26 RAGING RIVER RD
City	FALLING WATERS
State	WV
Zip	25419-4247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 10 LOT 54 POTOMAC PARK RESORT
Legal Subdivision	POTOMAC PARK
Legal Block	10
Legal Lot Number	54
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	1
Census Block	1008
Census Tract	971103

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26 RAGING RIVER RD, FALLING WATERS, WV 25419-4247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage WV HOUSING DEV FUND
Jun 9, 2023	Deed of Trust, Mortgage · FHA Mortgage INTERCOASTAL MORTGAGE CO
Feb 26, 2021	Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP
Mar 17, 2020	Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2023 · Amount on Record
Deed Sale	Jun 8, 2023 · Amount on Record
Deed Document Number	0001440548
Deed Book / Page	1280 / 298
Prior Transfer Date	Mar 17, 2020
Prior Transfer Doc	20200007491
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	26 RAGING RIVER RD, FALLING WATERS, WV 25419-4247
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004059/113
Date	Sep 19, 2023
Book Page	4059/113
Instrument	20230026177

Lender

Name	WV HOUSING DEV FUND
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2038

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	26 RAGING RIVER RD, FALLING WATERS, WV 25419-4247
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004024/667
Date	Jun 9, 2023
Book Page	4024/667
Instrument	20230015532

Lender

Name	INTERCOASTAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Feb 26, 2021
Property Address	26 RAGING RIVER RD, FALLING WATERS, WV 25419-4247
Document Number	1328/148
Book / Page	1328 / 148
Map Reference	DB 213 PG 228
Instrument Date	Feb 16, 2021
Instrument	20210007042
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$646.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26 RAGING RIVER RD, FALLING WATERS, WV 25419-4247

Mortgage

Document Number	202100070433653202
Date	Feb 26, 2021
Instrument	202100070433653202

Lender

Name	INTEGRITY HOME MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Mar 17, 2020
Property Address	26 RAGING RIVER RD, FALLING WATERS, WV 25419-4247
Document Number	001280/298
Book / Page	1280 / 298
Map Reference	DB 213 PG 228
Instrument Date	Mar 13, 2020
Instrument	20200007491
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8522 TOWNE MANOR CT, ALEXANDRIA, VA 22309-4503
Investor	Possibly a Property Investor

Mortgage

Document Number	003476/105
Date	Mar 17, 2020
Book Page	3476/105
Instrument	20200007492

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$241.00 (-3.21%)	$19,860 (+0.61%) Land $3,660 Building $16,200	$33,100 (+0.61%) Land $6,100 Building $27,000
2023	$249.00	$19,740 Land $3,600 Building $16,140	$32,900 Land $6,000 Building $26,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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