26 Prospect St, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 26 Prospect St, Westfield, NJ 07090

Property Summary

Property Type	Retail Store
Details	2,500 sqft · built 1890
Lot Size	0.049 acres (2,126 sqft)
Owner	Company Name on Record
Last Sale	$633,000 (Oct 2021)
Tax Bill	$6,712 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-03105-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`20-03105-0000-00022`
Alternative APNs	`2000405000000025` `200310500022`

Interior

Stories	2 Stories
Building Area	2,500 sqft Total Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Stucco
Lot Area	2,126 sqft (0.049 acres)
Lot Dimensions	85 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	2000405000000025
Street Address	26 PROSPECT ST
City	WESTFIELD
State	NJ
Zip	07090-2114
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Legal Subdivision	TOWN/WESTFIELD
Legal Block	3105
Legal Lot Number	22
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	1
Census Block	1021
Census Tract	36600

Owner

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1900 RARITAN RD, SCOTCH PLAINS, NJ 07076-2963
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Deed Document Number	202110068
Deed Book / Page	6433 / 126
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Oct 4, 2021
Property Address	26 PROSPECT ST, WESTFIELD, NJ 07090-2114
Document Number	0064330126
Book / Page	6433 / 126
Instrument Date	Oct 1, 2021
Instrument	10068
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	SUBURBAN TITLE EXAMINERS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,534.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 PROSPECT ST, WESTFIELD, NJ 07090-2114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 PROSPECT ST, WESTFIELD, NJ 07090-2114

Mortgage

Document Number	0000022227
Date	Oct 4, 2021
Instrument	22227

Lender

Name	UNION COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,000 (-) Land $253,800 Building $26,200	$280,000 (-) Land $253,800 Building $26,200
2025	$6,712.00 (+1.76%)	$280,000 (-) Land $253,800 Building $26,200	$280,000 (-) Land $253,800 Building $26,200
2024	$6,596.00 (+4.15%)
2023		$280,000 Land $253,800 Building $26,200	$280,000 Land $253,800 Building $26,200
2022	$6,333.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20