26 Pheasant Ln, La Plata, MD 20646 Property Records

Charles County property record for 26 Pheasant Ln, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,751 sqft · built 1986
Lot Size	0.613 acres (26,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Jan 2024)
Tax Bill	$15,377 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-040863`

Property Details

APN / Parcel Number

Primary APN	`01-040863`
Alternative APNs	`1040863` `040863`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,751 sqft Living Area
Gross Area	4,345 sqft
1st Floor Area	1,500 sqft
Basement Area	918 sqft
Finished Basement	918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	26,720 sqft (0.613 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	779 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	040863
Street Address	26 PHEASANT LN
City	LA PLATA
State	MD
Zip	20646-9432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-21
Legal Description	LOT 24 BLK B SEC 1 QUAILWOOD SUB TOWN OF LA PLATA
Legal Subdivision	TOWN OF LA PLATA
Legal Block	B
Legal Lot Number	24
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	2
Census Block	2009
Census Tract	851001

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 PHEASANT LN, LA PLATA, MD 20646-9432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC
Jan 8, 2024	Deed, Transfer · FHA Mortgage NEXA MORTGAGE LLC
Jul 28, 2023	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE INSURANCE
Jul 13, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Oct 4, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 21, 2019	Deed, Transfer · FHA Mortgage SANDY SPRING BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2024 · Amount on Record
Deed Sale	Jan 8, 2024 · Amount on Record
Prior Sale	Feb 21, 2019 · Amount on Record
Deed Book / Page	13165 / 399
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	26 PHEASANT LN, LA PLATA, MD 20646-9432
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138420268
Date	Oct 29, 2025
Book Page	13842/268

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33322

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2065

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 8, 2024
Property Address	26 PHEASANT LN, LA PLATA, MD 20646-9432
Document Number	0131650399
Book / Page	13165 / 399
Map Reference	MB 34 FO 63
Instrument Date	Nov 29, 2023
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	NOT AVAILABLE, IMPACT TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	26 PHEASANT LN, LA PLATA, MD 20646-9432

Mortgage

Document Number	0013165406
Date	Jan 8, 2024
Instrument	13165/406

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	26 PHEASANT LN, LA PLATA, MD 20646-9432
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 PHEASANT LN, LA PLATA, MD 20646-9432

Mortgage

Document Number	0130040463
Date	Jul 28, 2023
Book Page	13004/463

Lender

Name	FIRST AMERICAN TITLE INSURANCE
Type	Insurance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Aug 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	26 PHEASANT LN, LA PLATA, MD 20646-9432
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 PHEASANT LN, LA PLATA, MD 20646-9432

Mortgage

Document Number	0126280365
Date	Jul 13, 2022
Book Page	12628/365

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	26 PHEASANT LN, LA PLATA, MD 20646-9432
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104140419
Date	Oct 4, 2018
Book Page	10414/419

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Feb 21, 2019
Property Address	26 PHEASANT LN, LA PLATA, MD 20646-9432
Document Number	0105440291
Book / Page	10544 / 291
Map Reference	MB 34 FO 63
Instrument Date	Feb 5, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	BAYVIEW TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	26 PHEASANT LN, LA PLATA, MD 20646-9432

Mortgage

Document Number	0010544298
Date	Feb 21, 2019
Instrument	10544/298

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	La Plata Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,900 (+29.76%) Land $90,500 Building $445,400	$535,900 (+29.76%) Land $90,500 Building $445,400
2025	$15,377.00 (+146.54%)
2023	$6,237.00	$413,000 Land $90,500 Building $322,500	$413,000 Land $90,500 Building $322,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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