26 Pershing Lake Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 26 Pershing Lake Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,338 sqft · built 1978
Lot Size	0.269 acres (11,704 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Dec 2012)
Tax Bill	$4,337 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`549582A029`

Property Details

APN / Parcel Number

Primary APN	`549582A029`
Alternative APN	`3-0009-5210-00-0676.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,338 sqft Living Area
Gross Area	4,197 sqft
1st Floor Area	1,330 sqft
Basement Area	1,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,704 sqft (0.269 acres)
Lot Dimensions	152 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	336 sqft
Patio Area	490 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	549582A029
Street Address	26 PERSHING LAKE DR
City	SAINT PETERS
State	MO
Zip	63376-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AB8
Legal Description	PARK CHARLES SOUTH #6 SEC 2 LOT 676
Legal Subdivision	PARK CHAS SOUTH #6 SEC 2
Legal Lot Number	676
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	2
Census Block	2004
Census Tract	311331

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 PERSHING LAKE DR, SAINT PETERS, MO 63376-3202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK
Aug 14, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2012 · Amount on Record
Deed Sale	Dec 20, 2012 · Amount on Record
Prior Sale	Aug 1, 2001 · Amount on Record
Deed Document Number	2012980260
Deed Book / Page	5921 / 1713
Prior Transfer Date	Dec 14, 2012
Prior Transfer Doc	0059211711
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	26 PERSHING LAKE DR, SAINT PETERS, MO 63376-3202
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 PERSHING LAKE DR, SAINT PETERS, MO 63376-3202

Mortgage

Document Number	0000013861
Date	Mar 26, 2026
Instrument	2026R-013861

Lender

Name	COMMERCIAL BANK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	26 PERSHING LAKE DR, SAINT PETERS, MO 63376-3202
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 PERSHING LAKE DR, SAINT PETERS, MO 63376-3202

Mortgage

Document Number	0000032528
Date	Aug 14, 2023
Instrument	2023R-032528

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	26 PERSHING LAKE DR, SAINT PETERS, MO 63376-3202
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 PERSHING LAKE DR, SAINT PETERS, MO 63376-3202

Mortgage

Document Number	2021R093930
Date	Nov 16, 2021
Instrument	2021R-093930

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,279 (-)	$380,414 (-) Land $78,000 Building $302,414
2025	$4,337.00 (+6.46%)	$72,279 (+9.71%)	$380,414 (+9.71%) Land $78,000 Building $302,414
2024	$4,074.00
2023		$65,881
2022			$346,740 Land $78,000 Building $268,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, i3 Broadband, Wisper ISP.

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