Suffolk County and Smithtown Town property record for 26 Penguin Ln, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Oct 2000) |
| Tax Bill | $13,447 (2024) |
| Deeds & Mortgages | Oct 2019 Mortgage Dec 2016 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 148.-2-46 |
| Primary APN | 473489 148.-2-46 |
|---|---|
| Alternative APNs |
|
| Lot Area | 15,246 sqft (0.35 acres) |
|---|
| Street Address | 26 PENGUIN LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-4816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14-564326 TC-52 *3711 LOT 43 PINECONE SEC 2 |
| Legal Subdivision | PINECONE SEC 2 |
| Legal Block | 2 |
| Legal Lot Number | 46 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 135208 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 26 PENGUIN LN, COMMACK, NY 11725-4816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2019 | Deed of Trust, Mortgage · Balloon Mortgage NASSAU EDUCATORS FCU |
| Dec 14, 2016 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Dec 14, 2016 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2000 · Amount on Record |
| Deed Sale | Oct 17, 2000 · Amount on Record |
| Deed Book / Page | 12078 / 556 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 26 PENGUIN LN, COMMACK, NY 11725-4816 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230690215 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 23069/215 |
| Instrument | DK024217 |
| Name | NASSAU EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 1, 2048 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 26 PENGUIN LN, COMMACK, NY 11725-4816 |
| Document Number | 0228040535 |
| Instrument Date | Dec 14, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD |
| Name | Verified Name |
|---|---|
| Address | 26 PENGUIN LN COMMACK NY 117254816, COMMACK, NY 11725-4816 |
| Document Number | 0228040535 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 022804/000535 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 2, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 26 PENGUIN LN, COMMACK, NY 11725-4816 |
| Document Number | 0228040534 |
| Instrument Date | Dec 14, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD |
| Name | Verified Name |
|---|---|
| Address | 26 PENGUIN LN COMMACK NY 117254816, COMMACK, NY 11725-4816 |
| Document Number | 0228040534 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 022804/000534 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 2, 2037 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,250 (-) Land $375 Building $4,875 | $656,250 (+10,775.87%) Land $46,875 Building $609,375 | |
| 2024 | $13,447.00 | ||
| 2023 | $5,250 Land $375 Building $4,875 | $6,034 Land $431 Building $5,603 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1999) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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