26 Patrick Cir, Fulton, NY 13069 Property Records

Oswego County and Fulton City property record for 26 Patrick Cir, Fulton, NY 13069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,912 sqft · built 1970
Lot Size	0.327 acres (14,266 sqft)
Owner	2 Individual Names on File
Last Sale	$231,000 (Apr 2021)
Tax Bill	$12,042 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`350400 253.64-01-11`

Property Details

APN / Parcel Number

Primary APN	`350400 253.64-01-11`
Alternative APNs	`040025306400010110000000` `5932`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,912 sqft Living Area
1st Floor Area	1,028 sqft
2nd Floor Area	884 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	14,266 sqft (0.327 acres)
Lot Dimensions	149 ft deep x 95.3 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Patio Area	5,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5932
Street Address	26 PATRICK CIR
City	FULTON
State	NY
Zip	13069-3233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	M 2, B 297, L 32 200-007-000 S.POOL
Legal Block	1
Legal Lot Number	11.000
Jurisdiction	OSWEGO NY
Township / Civil Division	FULTON
Census Block Group	2
Census Block	2020
Census Tract	21103

Owner

26 Patrick Cir is owned and occupied by two individuals who bought it in April 2021.

Source: Oswego County and Fulton City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26 PATRICK CIR, FULTON, NY 13069-3233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Warranty Deed, Transfer · Conventional Mortgage EMPOWER FCU
Mar 23, 2018	Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION
Aug 27, 2018	Warranty Deed, Transfer · Conventional Mortgage EMPOWER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on File
Deed Sale	Apr 30, 2021 · Amount on File
Prior Sale	Aug 27, 2018 · Amount on File
Deed Document Number	20214873
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Apr 30, 2021
Property Address	26 PATRICK CIR, FULTON, NY 13069-3233
Document Number	0000004873
Instrument Date	Apr 27, 2021
Instrument	R-2021-004873
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 PATRICK CIR, 26, FULTON, NY 13069-3233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2169 ERIE STREET, FULTON, NY 13069

Mortgage

Document Number	0000004874
Date	Apr 30, 2021
Instrument	R-2021-004874

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	26 PATRICK CIR, FULTON, NY 13069-3233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INDEPENDENT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002718
Date	Mar 23, 2018
Instrument	R-2018-002718

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank
Address	BREWERTON, NY 13029

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 27, 2018
Property Address	26 PATRICK CIR, FULTON, NY 13069-3233
Document Number	0000008349
Instrument Date	Aug 24, 2018
Instrument	R-2018-008349
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	CNY ABSTRACT & TITLE SERVICE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 PATRICK CIR, 26, FULTON, NY 13069-3233

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	26 RONWAY DR, BALDWINSVILLE, NY 13027-8800

Mortgage

Document Number	0000008350
Date	Aug 27, 2018
Instrument	R-2018-008350

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 26 Patrick Cir was $12,042 with a veteran's exemption, up 5.1% from the year before.

Source: Oswego County and Fulton City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Fulton City
Unified School District	Fulton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,042.00 (+5.06%) Veteran's exemption
2025	$11,462.00	$228,500 Land $10,900 Building $217,600	$300,658 Land $14,342 Building $286,316
2023		$228,500 Land $10,900 Building $217,600	$248,370 Land $11,848 Building $236,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Patrick Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Nov 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Patrick Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON CITY serves 16,600 people · EPA ID NY3704355
Water Source	Purchased surface water from OCWA
Last State Inspection	Sep 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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