26 Orchard St, Summit, NJ 07901 Property Records

Union County and Summit City property record for 26 Orchard St, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,028 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Jan 2014)
Tax Bill	$6,796 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04002-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`18-04002-0000-00025`
Alternative APNs	`1800019000000020` `180400200025`

Interior

Stories	2 Stories
Building Area	2,028 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Old Parcel Number	1800019000000020
Street Address	26 ORCHARD ST
City	SUMMIT
State	NJ
Zip	07901-3923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	4002
Legal Lot Number	25
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2003
Census Tract	38000

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	754 RIDGEWOOD RD, MILLBURN, NJ 07041-1823
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2014 · Amount on Record
Deed Sale	Jan 10, 2014 · Amount on Record
Deed Document Number	2014247871
Deed Book / Page	5988 / 192
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 28, 2026
Property Address	26 ORCHARD ST, SUMMIT, NJ 07901-3923
Document Number	0000056690
Book / Page	6626 / 2890
Instrument Date	Jul 23, 2026
Instrument	202656690
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$69,690.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 ORCHARD ST, SUMMIT, NJ 07901-3923

Mortgage

Document Number	0000095312,
Date	Jul 28, 2026
Book Page	15836/2121
Instrument	202695312

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,000 (-) Land $65,400 Building $86,600	$152,000 (-) Land $65,400 Building $86,600
2025	$6,796.00 (+2.64%)	$152,000 (-) Land $65,400 Building $86,600	$152,000 (-) Land $65,400 Building $86,600
2024	$6,621.00 (+1.71%)
2023		$152,000 Land $65,400 Building $86,600	$152,000 Land $65,400 Building $86,600
2022	$6,510.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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