26 Navy Yard Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 26 Navy Yard Rd, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1974
Lot Size	0.258 acres (11,226 sqft)
Owner	2 Trust Names on File
Last Sale	$570,000 (Oct 2025)
Tax Bill	$4,250 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:58 L:37`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:58 L:37`
Alternative APNs	`M:0058 B:0000 L:0037` `687917`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	2,674 sqft
1st Floor Area	768 sqft
Attic	Attic
Attic Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	416 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,226 sqft (0.258 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	687917
Street Address	26 NAVY YARD RD
City	DRACUT
State	MA
Zip	01826-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	37
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1005
Census Tract	314102

Owner

26 Navy Yard Rd is owner-occupied and held in a trust since October 2025.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	26 NAVY YARD RD, DRACUT, MA 01826-4418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on File
Deed Sale	Oct 31, 2025 · Amount on File
Prior Sale	Aug 27, 2024 · Amount on File
Deed Document Number	202534935
Deed Book / Page	39630 / 252
Prior Transfer Date	Oct 30, 2025
Prior Transfer Doc	039630-252
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Oct 31, 2025
Property Address	26 NAVY YARD RD, DRACUT, MA 01826-4418
Document Number	039630-252
Book / Page	39630 / 252
Instrument Date	Oct 30, 2025
Instrument	34935
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 NAVY YARD RD, DRACUT, MA 01826-4418

Mortgage

Document Number	0000034937
Date	Oct 31, 2025
Instrument	34937

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 26 Navy Yard Rd was $4,250, up 3.5% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,250.00 (+3.46%)	$439,500 (+8.28%) Land $211,400 Building $228,100	$388,075 (-)
2025	$4,108.00 (+0.76%)	$405,900 (+4.05%) Land $193,900 Building $212,000	$388,075
2024	$4,077.00 (+4.24%)	$390,100 (+15.52%) Land $184,600 Building $205,500
2023	$3,911.00	$337,700 Land $160,500 Building $177,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Navy Yard Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1987–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Navy Yard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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