1. Home
  2. Maryland
  3. Union Bridge
  4. N Main St

26 N Main St, Union Bridge, MD 21791 Property Records

Carroll County property record for 26 N Main St, Union Bridge, MD 21791

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,310 sqft · built 1875
Lot Size0.143 acres (6,250 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Nov 2021)
Tax Bill$3,367 (2026)
Deeds & MortgagesSep 2023 Second Mortgage
Nov 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-004923

Property Details

APN / Parcel Number

Primary APN12-004923
Alternative APN
  • 004923

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,310 sqft Total Area
Basement Area864 sqft

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1875
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialMetal
Lot Area6,250 sqft (0.143 acres)

Exterior Amenities

PorchSlab
Porch Area232 sqft
Patio Area230 sqft
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number004923
Street Address26 N MAIN ST
CityUNION BRIDGE
StateMD
Zip21791-9143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBL
Legal DescriptionLT B & PT LT C - 625 26 N MAIN ST 1B-14 UNION BRIDGE
Legal SubdivisionUNION BRIDGE
Legal Lot NumberB,C
JurisdictionCARROLL MD
Township / Civil Division12, UNION BRIDGE
Census Block Group1
Census Block1035
Census Tract512000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Union Bridge Historic District
listed 1994 · 251 contributing resources · NRIS 94000820

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

26 N Main St is owned and occupied by an individual who bought it in November 2021.

Source: Carroll County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address26 N MAIN ST, UNION BRIDGE, MD 21791-9143
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 1, 2021Deed, Transfer · FHA Mortgage
SANDY SPRING BANK
Jan 2, 2020Grant Deed, Transfer
SAGE TITLE GROUP LLC
Jun 14, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2021 · Amount on File
Deed SaleNov 1, 2021 · Amount on File
Prior SaleJan 2, 2020 · Amount on File
Deed Book / Page10534 / 41
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address26 N MAIN ST, UNION BRIDGE, MD 21791-9143
Transaction TypeMortgage
Record UpdatedSep 22, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 N MAIN ST, UNION BRIDGE, MD 21791-9143

Mortgage

Document Number0111090123
DateSep 7, 2023
Book Page11109/123
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term334 Months
DueJul 1, 2051

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateNov 1, 2021
Property Address26 N MAIN ST, UNION BRIDGE, MD 21791-9143
Document Number0105340041
Book / Page10534 / 41
Map ReferenceMB 1 FO 14
Instrument DateJun 8, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyNOT AVAILABLE, MBO SETTLEMENT INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address26 N MAIN ST, UNION BRIDGE, MD 21791-9143

Mortgage

Document Number0001053447
DateNov 1, 2021
Instrument10534/47
Lender
NameSANDY SPRING BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term356 Months
DueJul 1, 2051

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateJan 2, 2020
Property Address26 N MAIN ST, UNION BRIDGE, MD 21791-9143
Document Number0095230434
Book / Page009523 / 000434
Instrument DateDec 26, 2019
Transaction TypeTransfer
Record UpdatedJan 17, 2020
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount on Record
Tax$60.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8335 PULASKI HWY BALTIMORE MD 212372948, BALTIMORE, MD 21237-2948

June 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCARROLL MD
Recording DateJun 14, 2019
Property Address26 N MAIN ST, UNION BRIDGE, MD 21791-9143
Document Number0093190001
Book / Page009319 / 000001
Instrument DateFeb 13, 2019
Transaction TypeForeclosure
Record UpdatedJun 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$97.77
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948

Tax Assessment & Valuation

The 2026 property tax bill for 26 N Main St was $3,367 with a homeowner's exemption, up 5.4% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityUnion Bridge Town
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,367.00 (+5.42%) Homeowner's exemption$349,300 Land $62,500 Building $286,800$349,300 Land $62,500 Building $286,800
2025$3,194.00 Homeowner's exemption
2023$2,921.00 (+38.83%) Homeowner's exemption$197,400 (+6.02%) Land $62,500 Building $134,900$197,400 (-) Land $62,500 Building $134,900
2022$2,104.00 Homeowner's exemption$186,200$197,400 Land $62,500 Building $134,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF UNION BRIDGE
serves 997 people · EPA ID MD0060013
Water SourceGroundwater influenced by surface water
Last State InspectionApr 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures