Miami County property record for 26 N Ludlow St, Covington, OH 45318 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 875 sqft · built 1951 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $59,900 (Sep 2015) |
| Tax Bill | $1,444 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | H19-009530 |
| Primary APN | H19-009530 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 875 sqft Living Area |
| 1st Floor Area | 875 sqft |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 200 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 28 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 26 N LUDLOW ST |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-1655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 930 25' & IL 923 25' |
| Legal Subdivision | VILLAGE/COVINGTON |
| Legal Lot Number | 930 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 325000 |
Source: Miami County records · APN H19-009530
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26 N LUDLOW ST, COVINGTON, OH 45318-1655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 14, 2015 · Amount on Record |
| Deed Sale | Sep 14, 2015 · Amount on Record |
| Prior Sale | Mar 24, 2008 · Amount on Record |
| Deed Document Number | 2015OR-11028 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 26 N LUDLOW ST, COVINGTON, OH 45318-1655 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 26 N LUNDLOW ST, COVINGTON, OH 45318-1655 |
| Document Number | 0000000062 |
|---|---|
| Date | Jan 03, 2023 |
| Instrument | 2023OR-00062 |
| Name | THE COVINGTON SLA |
|---|---|
| Type | Bank |
| Address | COVINGTON, OH 45318 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,444.00 (+7.52%) Homeowner's exemption | $44,250 (+23.33%) Land $8,230 Building $36,020 | $126,400 (+23.32%) Land $23,500 Building $102,900 |
| 2024 | $1,343.00 (+24.81%) Homeowner's exemption | $35,880 (+20.28%) Land $8,930 Building $26,950 | |
| 2023 | $1,076.00 (-3.41%) Homeowner's exemption | $29,830 (-) Land $8,930 Building $20,900 | $102,500 (+20.31%) Land $25,500 Building $77,000 |
| 2022 | $1,114.00 Homeowner's exemption | $29,830 Land $8,930 Building $20,900 | $85,200 Land $25,500 Building $59,700 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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