26 Mill St, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 26 Mill St, Nantucket, MA 02554

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,693 sqft · built 2000
Lot Size	0.165 acres (7,178 sqft)
Owner	2 Individual Names on File
Last Sale	$2,490,000 (Sep 2020)
Tax Bill	$13,492 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NANT M:05544 P:00097-1`

Property Details

APN / Parcel Number

Primary APN	`NANT M:05544 P:00097-1`
Alternative APNs	`M:05544 P:00097=1` `11189`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,693 sqft Living Area
Gross Area	5,203 sqft
1st Floor Area	1,607 sqft
Basement Area	1,607 sqft
Unfinished Basement	1,607 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,178 sqft (0.165 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11189
Street Address	26 MILL ST
City	NANTUCKET
State	MA
Zip	02554-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	NANTUCKET MA
Township / Civil Division	NANTUCKET
Census Block Group	1
Census Block	1053
Census Tract	950100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

26 Mill St is owned by two individuals who bought it in September 2020.

Source: Nantucket County and Nantucket Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	135 CLARENDON ST, 5W, BOSTON, MA 02116-5278
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 22, 2021	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK
Sep 1, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on File
Deed Sale	Sep 1, 2020 · Amount on File
Prior Sale	Jan 10, 2007 · Amount on File
Deed Document Number	20202125
Deed Book / Page	1762 / 189
Prior Transfer Date	Aug 28, 2020
Prior Transfer Doc	1762-189
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	26 MILL ST, NANTUCKET, MA 02554-3314
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002024-258
Date	Aug 25, 2025
Book Page	2024/258
Instrument	1774

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	26 MILL ST, NANTUCKET, MA 02554-3314
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1857-191
Date	Oct 22, 2021
Book Page	1857/191
Instrument	4250

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.65%
Type Change Date	Nov 1, 2051
Index	1-Year CMT

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NANTUCKET MA
Recording Date	Sep 1, 2020
Property Address	26 MILL ST, NANTUCKET, MA 02554-3314
Document Number	1762-189
Book / Page	1762 / 189
Instrument Date	Aug 28, 2020
Instrument	2125
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	135 CLARENDON ST APT 5W, 5W, BOSTON, MA 02116-5278

Mortgage

Document Number	2126
Date	Sep 1, 2020
Instrument	2126

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Type Change Date	Sep 1, 2030
Max Rate At Change	2.5%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 26 Mill St was $13,492, up 2% from the year before.

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Nantucket County
County Subdivision	Nantucket Town
Unified School District	Nantucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,492.00 (+2.04%)	$4,324,300 (+7.27%) Land $1,459,200 Building $2,865,100	$5,134,180
2025	$13,222.00 (+8.37%)	$4,031,200 (+3.42%) Land $1,055,000 Building $2,976,200
2024	$12,201.00 (+20.46%)	$3,898,000 (+23.53%) Land $1,014,400 Building $2,883,600
2023	$10,129.00	$3,155,500 Land $889,000 Building $2,266,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Mill St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	4 (1988–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Mill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANNACOMET WATER COMPANY serves 27,703 people · EPA ID MA4197000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	67 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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