26 Mercer St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 26 Mercer St, Cincinnati, OH 45202

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,807 sqft · built 2015
Lot Size	0.041 acres (1,786 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Jul 2023)
Tax Bill	$3,295 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-0002-0208-00`

Property Details

APN / Parcel Number

Primary APN	`080-0002-0208-00`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	4 Stories
Building Area	1,807 sqft Living Area
Gross Area	2,147 sqft
1st Floor Area	357 sqft
2nd Floor Area	1,450 sqft
Upper Floors Area	1,450 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	1,786 sqft (0.041 acres)
Lot Dimensions	84 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	26 MERCER ST
City	CINCINNATI
State	OH
Zip	45202-7108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNP
Legal Description	NS MERCER ST 0.033 AC
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1006
Census Tract	1000

Owner

Source: Hamilton County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 MERCER ST, CINCINNATI, OH 45202-7108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 10, 2023	Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC
Apr 15, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Apr 15, 2020 · Amount on Record
Deed Document Number	202347197
Deed Book / Page	14953 / 2114
Prior Transfer Date	Dec 11, 2014
Prior Transfer Doc	0000130204
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 20, 2026
Property Address	26 MERCER ST, CINCINNATI, OH 45202-7108
Document Number	0000029610
Book / Page	15648 / 1876
Instrument Date	Apr 13, 2026
Instrument	202629610
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	26 MERCER ST, CINCINNATI, OH 45202-7108

Mortgage

Document Number	0000029610,
Date	Apr 20, 2026
Book Page	15648/1876
Instrument	202629610

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 10, 2023
Property Address	26 MERCER ST, CINCINNATI, OH 45202-7108
Document Number	0000047197
Book / Page	14953 / 2114
Instrument Date	Jun 27, 2023
Instrument	2023-0047197
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26 MERCER ST, CINCINNATI, OH 45202-7108

Mortgage

Document Number	0000047198
Date	Jul 10, 2023
Instrument	2023-0047198

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 15, 2020
Property Address	26 MERCER ST, CINCINNATI, OH 45202-7108
Document Number	0000035045
Book / Page	014147 / 000951
Instrument Date	Mar 25, 2020
Instrument	35045
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,530.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6625 WYMAN LN CINCINNATI OH 452432723, CINCINNATI, OH 45243-2723

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,295.00 (+4.6%)	$234,668 (-) Land $41,685 Building $192,983	$670,480 (-) Land $119,100 Building $551,380
2024	$3,150.00 (-9.22%)	$234,668 (-) Land $41,685 Building $192,983
2023	$3,470.00 (-1.56%)	$234,668 (+6%) Land $41,685 Building $192,983	$670,480 (+6%) Land $119,100 Building $551,380
2022	$3,525.00	$221,375 Land $38,290 Building $183,085
2020			$632,500 Land $109,400 Building $523,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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