Essex County and Andover Town property record for 26 Lucerne Dr, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,182 sqft · built 1954 |
| Lot Size | 0.283 acres (12,306 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $675,500 (Jun 2017) |
| Tax Bill | $9,977 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance Apr 2022 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00021 B:00154 L:00000 |
| Primary APN | ANDO M:00021 B:00154 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,182 sqft Living Area |
| Gross Area | 4,398 sqft |
| Basement Area | 1,722 sqft |
| Unfinished Basement | 430 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,306 sqft (0.283 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 26 LUCERNE DR |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-1720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Block | 154 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 254200 |
Source: Essex County and Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 26 LUCERNE DR, ANDOVER, MA 01810-1720 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC |
| Apr 29, 2022 | Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO |
| Feb 17, 2026 | Deed of Trust, Mortgage · Line of Credit BEACON BANK & TRUST |
| Jul 8, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SERVICE CU |
| May 15, 2020 | Deed of Trust, Mortgage · Line of Credit PENTUCKET BANK |
| Aug 7, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP |
| Jun 19, 2017 | Quit Claim Deed, Transfer PENTUCKET BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2017 · Amount on Record |
| Deed Sale | Jun 19, 2017 · Amount on Record |
| Prior Sale | Jun 26, 2008 · Amount on Record |
| Deed Book / Page | 15118 / 348 |
| Last Transfer Date | Apr 15, 2025 |
| Transfer Doc | 018252-222 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 26 LUCERNE DR, ANDOVER, MA 01810-1720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0017322-70 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 17322/70 |
| Instrument | 2070 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 26 LUCERNE DR, ANDOVER, MA 01810-1720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0017427-52 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 17427/52 |
| Instrument | 10244 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 541 Months |
| Due | May 1, 2067 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 26 LUCERNE DR, ANDOVER, MA 01810-1720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 018513-185 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 18513/185 |
| Instrument | 2471 |
| Name | BEACON BANK & TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Mar 1, 2066 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 26 LUCERNE DR, ANDOVER, MA 01810-1720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0018035-51 |
|---|---|
| Date | Jul 8, 2024 |
| Book Page | 18035/51 |
| Instrument | 10997 |
| Name | SERVICE CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 26 LUCERNE DR, ANDOVER, MA 01810-1720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16306-156 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 16306/156 |
| Instrument | 11361 |
| Name | PENTUCKET BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 26 LUCERNE DR, ANDOVER, MA 01810-1720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16433-348 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 16433/348 |
| Instrument | 20345 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jun 19, 2017 |
| Property Address | 26 LUCERNE DR, ANDOVER, MA 01810-1720 |
| Document Number | 15118-348 |
| Book / Page | 15118 / 348 |
| Instrument | 15130 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68.49 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 LUCERNE DR, ANDOVER, MA 01810-1720 |
| Document Number | 151180350 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 15118/0350 |
| Name | PENTUCKET BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 19, 2047 |
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,977.00 (+7.82%) | $798,800 (+11.19%) Land $444,400 Building $354,400 | $1,084,995 |
| 2024 | $9,253.00 (+4.52%) | $718,400 (+10.85%) Land $398,900 Building $319,500 | |
| 2023 | $8,853.00 | $648,100 Land $359,300 Building $288,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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