26 Lovers Ln, Riverhead, NY 11901 Property Records

Suffolk County and Riverhead Town property record for 26 Lovers Ln, Riverhead, NY 11901

Property Summary

Property TypeSingle Family Home
Details6 bd · 7.5 ba · 5,767 sqft · built 2025
Lot Size1.06 acres (46,174 sqft)
Owner2 Individual Names on Record
Last Sale$975,000 (Oct 2024)
Tax Bill$22,709 (2024)
Deeds & MortgagesJun 2019 Line of Credit
Flood ZoneZone X (moderate risk)
APN473000 86.-3-2.7

Property Details

APN / Parcel Number

Primary APN473000 86.-3-2.7
Alternative APNs
  • 0600-086.00-03.00-002.007
  • 300008600000030020070000
  • 4730009243
  • 14

Interior

Bedrooms6 Beds
Full Baths7.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area5,767 sqft Living Area
Gross Area6,419 sqft
1st Floor Area2,352 sqft
2nd Floor Area2,131 sqft
Basement Area1,284 sqft
Finished Basement1,284 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area46,174 sqft
Lot Width15 ft Width
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area581 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number14
Street Address26 LOVERS LN
CityRIVERHEAD
StateNY
Zip11901-5841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB40
Legal DescriptionW& NX RENNA EX PEC BAY BLVD &ANO SX LOVERS LA
Legal Block3
Legal Lot Number2
JurisdictionSUFFOLK NY
Township / Civil DivisionRIVERHEAD
Census Block Group1
Census Block1002
Census Tract169906

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address26 LOVERS LN, AQUEBOGUE, NY 11931-2130
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2024 · Amount on Record
Deed SaleOct 2, 2024 · Amount on Record
Prior SaleFeb 15, 2012 · Amount on Record
Deed Book / Page13266 / 981
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address26 LOVERS LN, RIVERHEAD, NY 11901-5841
Document Number0230380599
Instrument DateJun 7, 2019
Transaction TypeMortgage
Record UpdatedMay 20, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 LOVERS LN RIVERHEAD NY 119015841, RIVERHEAD, NY 11901-5841

Mortgage

Document Number0230380599
DateJul 1, 2019
Book Page023038/000599
Lender
NamePEOPLE'S UNITED BK
TypeBank
Address850 MAIN ST #, BRIDGEPORT, CT 06604
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 30, 2049
Interest
Rate TypeAdjustable Rate
Rate5%

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionRiverhead Town
Unified School DistrictRiverhead Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$66,400 (-40.23%) Land $13,800 Building $52,600$813,725 (-31.96%) Land $169,118 Building $644,608
2024$22,709.00
2023$111,100 Land $13,800 Building $97,300$1,195,910 Land $148,547 Building $1,047,363

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 87 policies
Nearby Flood Policies87 in force
Nearby Flood Claims15 (1992–2012)
Claims Outside the SFHA5 of 15
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 9 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERHEAD WATER DISTRICT
serves 35,000 people · EPA ID NY5103705
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000

May also be available: T-Mobile.

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