Bergen County and Closter Borough property record for 26 Laurence Ct, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 4,405 sqft · built 2018 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,435,000 (Jan 2021) |
| Tax Bill | $34,580 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Aug 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-02302-0000-00050 |
| Primary APN | 07-02302-0000-00050 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,405 sqft Living Area |
| 1st Floor Area | 4,405 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Frame |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 147 ft deep x 100 ft wide |
| Account Number | 094120 |
|---|---|
| Street Address | 26 LAURENCE CT |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-2931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.34 AC |
| Legal Subdivision | HOME BLDG ASSOC |
| Legal Block | 2302 |
| Legal Lot Number | 50 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 7002 |
26 Laurence Ct is owned and occupied by two individuals who bought it in January 2021.
Source: Bergen County and Closter Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26 LAURENCE CT, CLOSTER, NJ 07624-2931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 23, 2019 | Deed, Transfer · ARM IMPAC MORTGAGE |
| Sep 21, 2018 | Trustee's Deed, Construction Loan · Line of Credit FINANCE OF AMERICA COM'L LLC |
| Mar 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RFLF 4 LLC |
| Sep 22, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2021 · Amount on File |
| Deed Sale | Jan 8, 2021 · Amount on File |
| Prior Sale | Sep 22, 2017 · Amount on File |
| Deed Document Number | 20213334 |
| Deed Book / Page | 3904 / 57 |
| Prior Transfer Date | Jul 29, 2019 |
| Prior Transfer Doc | 0033292137 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 8, 2021 |
| Property Address | 26 LAURENCE CT, CLOSTER, NJ 07624-2931 |
| Document Number | 0039040057 |
| Book / Page | 3904 / 57 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 21-003334 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29,188.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3652 E MAFFEO RD, 3652, PHOENIX, AZ 85050-8339 |
| Name | Verified Name |
|---|---|
| Address | 26 LAURENCE CT, CLOSTER, NJ 07624-2931 |
| Document Number | 21003335 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 21-003335 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 23, 2019 |
| Property Address | 26 LAURENCE CT, CLOSTER, NJ 07624-2931 |
| Document Number | 0033292137 |
| Book / Page | 3329 / 2137 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 19-055318 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 LAURENCE CT, CLOSTER, NJ 07624-2931 |
| Document Number | 0033292145 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 3329/2145 |
| Instrument | 2019-055318.01 |
| Name | IMPAC MORTGAGE |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.6% |
| Type Change Date | Aug 1, 2026 |
| Index | 1-Month LIBOR |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 21, 2018 |
| Property Address | 26 LAURENCE CT, CLOSTER, NJ 07624-2931 |
| Document Number | 0030591603 |
| Book / Page | 003059 / 001603 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 67489 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 3, 2018 |
| Title Company | VESTED LAND SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 49 MACARTHUR AVE CLOSTER NJ 076242911, CLOSTER, NJ 07624-2911 |
| Document Number | 30591603 |
|---|---|
| Date | Sep 21, 2018 |
| Book Page | 003059/001603 |
| Instrument | 67489 |
| Name | FINANCE OF AMERICA COM'L LLC |
|---|---|
| Address | CHARLOTTE, NC 28210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 20, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 26 LAURENCE CT, CLOSTER, NJ 07624-2931 |
| Document Number | 0029212186 |
| Instrument Date | Mar 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2018 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 26 LAURENCE CT CLOSTER NJ 076242931, CLOSTER, NJ 07624-2931 |
| Document Number | 0029212186 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 002921/002186 |
| Instrument | 28600 |
| Name | RFLF 4 LLC |
|---|---|
| Address | 222 W ADAMS ST # 1980, CHICAGO, IL 60606-5253 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 22, 2017 |
| Property Address | 26 LAURENCE CT, CLOSTER, NJ 07624-2931 |
| Document Number | 0027291204 |
| Book / Page | 002729 / 001204 |
| Instrument Date | Aug 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $770.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
The 2025 property tax bill for 26 Laurence Ct was $34,580, up 2.4% from the year before.
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,864,800 (+11.74%) Land $644,500 Building $1,220,300 | $1,864,800 (+11.74%) Land $644,500 Building $1,220,300 | |
| 2025 | $34,580.00 (+2.42%) | $1,668,900 Land $609,500 Building $1,059,400 | $1,668,900 Land $609,500 Building $1,059,400 |
| 2024 | $33,763.00 | ||
| 2023 | $1,558,800 Land $569,500 Building $989,300 | $1,558,800 Land $569,500 Building $989,300 | |
| 2022 | $31,775.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 26 Laurence Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1979–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26 Laurence Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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