Worcester County and Spencer Town property record for 26 Laurel Ln, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 960 sqft · built 1974 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,000 (Dec 2016) |
| Tax Bill | $4,718 (2026) |
| Deeds & Mortgages | Jan 2024 Line of Credit Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U31 B:00032 L:00000 |
| Primary APN | SPEN M:00U31 B:00032 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 2,344 sqft |
| Basement Area | 920 sqft |
| Unfinished Basement | 920 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 26 LAUREL LN |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-1506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR |
| Legal Subdivision | LAURELLAND |
| Legal Block | 32 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 726100 |
Source: Worcester County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 71 HASTINGS RD, SPENCER, MA 01562-1415 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2024 | Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION |
| Sep 27, 2017 | Deed of Trust, Mortgage CENTRAL ONE FCU |
| Sep 27, 2017 | Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2016 · Amount on Record |
| Deed Sale | Dec 21, 2016 · Amount on Record |
| Prior Sale | Apr 6, 2010 · Amount on Record |
| Deed Document Number | 201622810 |
| Transfer Doc | 008727-168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 26 LAUREL LN, SPENCER, MA 01562-1506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 070147-143 |
|---|---|
| Date | Jan 31, 2024 |
| Book Page | 70147/143 |
| Instrument | 7308 |
| Name | CENTRAL ONE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 26 LAUREL LN, SPENCER, MA 01562-1506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 57795-58 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 57795/58 |
| Instrument | 106667 |
| Name | CENTRAL ONE FCU |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 26 LAUREL LN, SPENCER, MA 01562-1506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 57795-74 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 57795/74 |
| Instrument | 106668 |
| Name | CENTRAL ONE FCU |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,718.00 (+9,729.17%) | $429,700 (+4.07%) Land $158,800 Building $270,900 | $455,354 (-1.11%) |
| 2025 | $48.00 (-98.93%) | $412,900 (+5.39%) Land $138,100 Building $274,800 | $460,465 |
| 2024 | $4,482.00 (+4.04%) | $391,800 (+9.69%) Land $138,100 Building $253,700 | |
| 2023 | $4,308.00 | $357,200 Land $138,100 Building $219,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1993 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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