26 Laurel Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 26 Laurel Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,168 sqft · built 1924
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on File
Last Sale	$1,025,000 (Dec 2021)
Tax Bill	$20,781 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-04603-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`18-04603-0000-00016`
Alternative APNs	`1800083000000012` `180460300016`

Interior

Stories	2 Stories
Building Area	3,168 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,187 sqft (0.165 acres)

Location & Zoning

Old Parcel Number	1800083000000012
Street Address	26 LAUREL AVE
City	SUMMIT
State	NJ
Zip	07901-3437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	4603
Legal Lot Number	16
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	5
Census Block	5015
Census Tract	38000

Owner

26 Laurel Ave is owned and occupied by two individuals who bought it in December 2021.

Source: Union County and Summit City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26 LAUREL AVE, SUMMIT, NJ 07901-3437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jun 3, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 8, 2019	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Deed Document Number	202112809
Deed Book / Page	6443 / 2559
Prior Transfer Date	Feb 26, 1999
Prior Transfer Doc	0000063904
Record Updated	Sep 20, 2026

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Dec 16, 2021
Property Address	26 LAUREL AVE, SUMMIT, NJ 07901-3437
Document Number	0064432559
Book / Page	6443 / 2559
Instrument Date	Nov 12, 2021
Instrument	12809
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,095.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2706 BRYSON CT NW, CONCORD, NC 28027-4543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 LAUREL AVE, SUMMIT, NJ 07901-3437

Mortgage

Document Number	0000027447
Date	Dec 16, 2021
Instrument	27447

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	26 LAUREL AVE, SUMMIT, NJ 07901-3437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147042666
Date	Jun 3, 2020
Book Page	14704/2666
Instrument	692438

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	May 21, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	26 LAUREL AVE, SUMMIT, NJ 07901-3437
Document Number	0145272362
Instrument Date	Jan 8, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	26 LAUREL AVE SUMMIT NJ 079013437, SUMMIT, NJ 07901-3437

Mortgage

Document Number	0145272362
Date	Jan 23, 2019
Book Page	014527/002362
Instrument	668388

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 26 Laurel Ave was $20,781, up 2.6% from the year before.

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,800 (-) Land $196,500 Building $268,300	$464,800 (-) Land $196,500 Building $268,300
2025	$20,781.00 (+2.64%)	$464,800 Land $196,500 Building $268,300	$464,800 Land $196,500 Building $268,300
2024	$20,246.00
2023		$399,800 Land $196,500 Building $203,300	$399,800 Land $196,500 Building $203,300
2022	$17,123.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 26 Laurel Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1978–2021)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Laurel Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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