26 Ladd Dr, Saint Marks, FL 32355 Property Records

Wakulla County property record for 26 Ladd Dr, Saint Marks, FL 32355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1981
Lot Size	0.603 acres (26,267 sqft)
Owner	2 Owner Names on Record
Last Sale	$42,500 (Jun 2012)
Tax Bill	$1,941 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit
Flood Zone	Zone VE (high risk)
APN	`02-4S-01E-070-05696-000`

Property Details

APN / Parcel Number

Primary APN	`02-4S-01E-070-05696-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Heated Area
Gross Area	4,636 sqft
Utility Area	160 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	26,267 sqft (0.603 acres)
Lot Dimensions	148 ft deep x 108 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	1,440 sqft
Driveway	Driveway
Driveway Area	2,479 sqft
Deck Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	26 LADD DR
City	SAINT MARKS
State	FL
Zip	32355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNSITE OF W ST MARKS BLOCK G LOTS 7 & 8 OR 47 P 433 OR 882 P 146 OR 882 P 147 DC
Legal Range	01E
Legal Township	04S
Legal Section	02
Legal Subdivision	E G CHESLEY
Legal Block	G
Legal Lot Number	7,8 8
Jurisdiction	WAKULLA FL
Township / Civil Division	EAST WAKULLA
Census Block Group	1
Census Block	1090
Census Tract	10207

Owner

Source: Wakulla County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on Record
Mailing Address	PO BOX 308, SAINT MARKS, FL 32355-0308
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2012 · Amount on Record
Deed Sale	Jun 11, 2012 · Amount on Record
Deed Document Number	306458
Deed Book / Page	0882 / 0147
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKULLA FL
Property Address	26 LADD DR, SAINT MARKS, FL 32355
Document Number	0000357554
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	Apr 2, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26 LADD DR ST MARKS FL 32355, ST MARKS, FL 32355

Mortgage

Document Number	0000357554
Date	Mar 23, 2018
Book Page	001067/000098
Instrument	357554

Lender

Name	REGIONS BK/FAYETTE
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wakulla County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Municipality	St. Marks City
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,941.00 (+9.54%) Homeowner's exemption	$133,523 (+8.08%)	$190,384 (+17.05%) Land $30,750 Building $159,634
2024	$1,772.00 (+2.07%) Homeowner's exemption	$123,542 (+3%)	$162,650 (-1.36%) Land $30,750 Building $131,900
2023	$1,736.00 (+8.23%) Homeowner's exemption	$119,944 (+3%)	$164,893 (+10.71%) Land $30,750 Building $134,143
2022	$1,604.00 Homeowner's exemption	$116,450	$148,943 Land $30,750 Building $118,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 199 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	199 in force
Nearby Flood Claims	19 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Michael, Oct 2018 · 12 claims Hurricane Hermine, Sep 2016 · 2 claims Hurricane Dennis, Jul 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. MARKS, CITY OF WATER SYS. serves 285 people · EPA ID FL1650630
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	12 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20