26 Kernick St, Warwick, RI 02886 Property Records

Warwick City property record for 26 Kernick St, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,365 sqft · built 1950
Lot Size	0.399 acres (17,374 sqft)
Owner	2 Individual Names on Record
Last Sale	$324,000 (Jun 2021)
Tax Bill	$4,728 (2025)
Deeds & Mortgages	Jul 2019 Refinance May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`34404480000`

Property Details

APN / Parcel Number

Primary APN	`34404480000`
Alternative APNs	`WARW M:344 B:0448 L:0000` `129377`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,365 sqft Living Area
Gross Area	2,372 sqft
1st Floor Area	780 sqft
Basement Area	1,560 sqft
Finished Basement	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,374 sqft (0.399 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	129377
Street Address	26 KERNICK ST
City	WARWICK
State	RI
Zip	02886-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	448
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1016
Census Tract	21901

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 KERNICK ST, WARWICK, RI 02886-2604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CARRINGTON MORTGAGE SERVICES LLC
May 11, 2020	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 3, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVIGANT CREDIT UNION
Jun 3, 2021	Correction Deed
Jul 20, 2018	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MTG SVCS
Aug 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Prior Sale	Jun 3, 2021 · Amount on Record
Deed Book / Page	9859 / 297
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	26 KERNICK ST, WARWICK, RI 02886-2604
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009315-166
Date	Jul 25, 2019
Book Page	9315/166
Instrument	201900010040

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	26 KERNICK ST, WARWICK, RI 02886-2604
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009511-88
Date	May 11, 2020
Book Page	9511/88
Instrument	6397

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jun 3, 2021
Property Address	26 KERNICK ST, WARWICK, RI 02886-2604
Document Number	009859-297
Book / Page	9859 / 297
Instrument Date	Jun 3, 2021
Instrument	11523
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 KERNICK ST, WARWICK, RI 02886-2604

Mortgage

Document Number	0000011524
Date	Jun 3, 2021
Instrument	11524

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	WARWICK RI
Recording Date	Jun 3, 2021
Property Address	26 KERNICK ST, WARWICK, RI 02886-2604
Document Number	009859-293
Book / Page	9859 / 293
Instrument Date	May 21, 2021
Instrument	11521
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	26 KERNICK ST, WARWICK, RI 02886-2604

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jul 20, 2018
Property Address	26 KERNICK ST, WARWICK, RI 02886-2604
Document Number	009095-272
Book / Page	9095 / 272
Instrument	10117
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090950277
Date	Jul 20, 2018
Instrument	09095/0277

Lender

Name	CARRINGTON MTG SVCS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Aug 3, 2017
Property Address	26 KERNICK ST, WARWICK, RI 02886-2604
Document Number	8872-339
Book / Page	008872 / 000339
Instrument Date	Jul 21, 2017
Instrument	11395
Transaction Type	Transfer
Record Updated	Aug 22, 2017

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	18 WINCHESTER AVE NORTH SMITHFIELD RI 028966832, NORTH SMITHFIELD, RI 02896-6832

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,728.00 (+2.83%)	$372,300 (+14.91%) Land $116,800 Building $255,500
2024			$346,370
2023	$4,598.00 (-0.17%)	$324,000 (+31.76%) Land $101,500 Building $222,500
2022	$4,606.00	$245,900 Land $76,700 Building $169,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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