26 James St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 26 James St, Bangor, ME 04401

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,584 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Tax Bill	$2,740 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BANG M:032 L:105`

Property Details

APN / Parcel Number

Primary APN	`BANG M:032 L:105`
Alternative APN	`455`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,584 sqft Living Area
Gross Area	3,911 sqft
1st Floor Area	1,069 sqft
Basement Area	711 sqft
Unfinished Basement	711 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	455
Street Address	26 JAMES ST
City	BANGOR
State	ME
Zip	04401-4635
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	URD1
Legal Lot Number	105
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	5
Census Block	5007
Census Tract	500

Owner

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26 JAMES ST, BANGOR, ME 04401-4635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BANGOR ME
Recording Date	Sep 4, 2019
Property Address	26 JAMES ST, BANGOR, ME 04401-4635
Document Number	0152670046
Book / Page	015267 / 000046
Instrument Date	Sep 4, 2019
Instrument	26351
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26 JAMES ST BANGOR ME 044014635, BANGOR, ME 04401-4635

Mortgage

Document Number	152670048
Date	Sep 4, 2019
Book Page	015267/000048
Instrument	26352

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

Tax Assessment & Valuation

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,740.00 (+3.44%)	$154,800 (+8.4%) Land $14,900 Building $139,900
2024	$2,649.00 (+6.17%)	$142,800 (+9.59%) Land $14,400 Building $128,400
2023	$2,495.00	$130,300 Land $14,400 Building $115,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20