26 Highland Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 26 Highland Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,228 sqft · built 1955
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Dec 2021)
Tax Bill	$11,126 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-01702-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`14-01702-0000-00004`
Alternative APNs	`1400522000000029` `140170200004`

Interior

Building Area	1,228 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Lot Area	12,502 sqft (0.287 acres)

Location & Zoning

Old Parcel Number	1400522000000029
Street Address	26 HIGHLAND TER
City	WAYNE
State	NJ
Zip	07470-4312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Subdivision	ALPS
Legal Block	1702
Legal Lot Number	4
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2000
Census Tract	246202

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26 HIGHLAND TER, WAYNE, NJ 07470-4312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Nov 17, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Deed Document Number	202177139
Deed Book / Page	4199 / 248
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Dec 13, 2021
Property Address	26 HIGHLAND TER, WAYNE, NJ 07470-4312
Document Number	0000077139
Book / Page	D4199 / 248
Instrument Date	Nov 22, 2021
Instrument	2021077139
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,386.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	556 COLONIAL RD APT 211, 211, FRANKLIN LAKES, NJ 07417-1384

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 HIGHLAND TER, WAYNE, NJ 07470-4312

Mortgage

Document Number	0000077140
Date	Dec 13, 2021
Instrument	2021077140

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	26 HIGHLAND TER, WAYNE, NJ 07470-4312
Document Number	0000059163
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 HIGHLAND TER WAYNE NJ 074704312, WAYNE, NJ 07470-4312

Mortgage

Document Number	0000059163
Date	Dec 6, 2017
Book Page	014805/000092
Instrument	59163

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,500 (-) Land $105,600 Building $79,900	$185,500 (-) Land $105,600 Building $79,900
2025	$11,126.00 (+0.88%)	$185,500 (-) Land $105,600 Building $79,900	$185,500 (-) Land $105,600 Building $79,900
2024	$11,029.00 (+7.73%)
2023		$185,500 Land $105,600 Building $79,900	$185,500 Land $105,600 Building $79,900
2022	$10,238.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	15 (1980–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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