26 High Rdg Rd, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 26 High Rdg Rd, Topsfield, MA 01983

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,432 sqft · built 1998
Lot Size2.37 acres (103,237 sqft)
Owner2 Individual Names on File
Last Sale$801,000 (Jan 2016)
Tax Bill$21,235 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APNTOPS M:0064 B:0019 L

Property Details

APN / Parcel Number

Primary APNTOPS M:0064 B:0019 L
Alternative APN
  • 2295

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,432 sqft Living Area
Gross Area5,888 sqft
Basement Area932 sqft
Unfinished Basement932 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area103,237 sqft (2.37 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2295
Street Address26 HIGH RIDGE RD
CityTOPSFIELD
StateMA
Zip01983-2234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORA
Legal Block19
JurisdictionTOPSFIELD MA
Township / Civil DivisionTOPSFIELD
Census Block Group2
Census Block2028
Census Tract214100

Owner

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address26 HIGH RIDGE RD, TOPSFIELD, MA 01983-2234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 5, 2016 · Amount on Record
Deed SaleJan 5, 2016 · Amount on Record
Prior SaleAug 24, 1998 · Amount on Record
Deed Book / Page34637 / 146
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address26 HIGH RIDGE RD, TOPSFIELD, MA 01983-2234
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043018-24
DateOct 21, 2025
Book Page43018/24
Instrument20251021000840
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionTopsfield Town
Secondary School DistrictMasconomet School District (07 - 12)
Elementary School DistrictTopsfield School District (PK - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,235.00 (+2.04%)$1,416,600 (-) Land $571,900 Building $844,700$1,369,710
2024$20,810.00 (+16.14%)$1,416,600 (+20.17%) Land $571,900 Building $844,700
2023$17,918.00$1,178,800 Land $483,600 Building $695,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims10 (1978–2010)
Claims Outside the SFHA1 of 10
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Severe Storms And Flooding, May 2006 · 5 claims
  • Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOPSFIELD WATER DEPARTMENT
serves 5,435 people · EPA ID MA3298000
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

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