Haywood County property record for 26 Henson Dr, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,549 sqft · built 1959 |
| Lot Size | 0.877 acres (38,202 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,000 (Nov 2025) |
| Tax Bill | $1,418 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8647-32-8910 |
| Primary APN | 8647-32-8910 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,549 sqft Heated Area |
| Gross Area | 1,887 sqft |
| 1st Floor Area | 1,549 sqft |
| Basement Area | 1,549 sqft |
| Unfinished Basement | 1,549 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Material | Asphalt |
| Lot Area | 38,202 sqft (0.877 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 290176 |
|---|---|
| Street Address | 26 HENSON DR |
| City | CLYDE |
| State | NC |
| Zip | 28721-7022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1 |
| Legal Description | 26 HENSON DR |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 920502 |
26 Henson Dr is owned by two individuals who bought it in November 2025.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 206 CARING PLACE LOOP, CLYDE, NC 28721-7687 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CHAMPION CU |
| Nov 7, 2025 | Warranty Deed, Transfer |
| Nov 7, 2025 | Warranty Deed, Transfer |
| May 25, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2025 · Amount on File |
| Deed Sale | Nov 7, 2025 · Amount on File |
| Prior Sale | May 25, 2022 · Amount on File |
| Deed Document Number | 20259614 |
| Deed Book / Page | 1140 / 1118 |
| Prior Transfer Date | Nov 5, 2025 |
| Prior Transfer Doc | 0011401118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 26 HENSON DR, CLYDE, NC 28721-7022 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 184 CARING PLACE LOOP, CLYDE, NC 28721-7686 |
| Document Number | 0011491578 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 1149/1578 |
| Instrument | 2026002507 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Address | CANTON, NC 28716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Max Rate | 11.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Nov 7, 2025 |
| Property Address | 26 HENSON DR, CLYDE, NC 28721-7022 |
| Document Number | 0011401118 |
| Book / Page | 1140 / 1118 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 2025009614 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 206 CARING PLACE LOOP, CLYDE, NC 28721-7687 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Nov 7, 2025 |
| Property Address | 26 HENSON DR, CLYDE, NC 28721-7022 |
| Document Number | 0011401121 |
| Book / Page | 1140 / 1121 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 2025009615 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 CARING PLACE LOOP, CLYDE, NC 28721-7687 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | May 25, 2022 |
| Property Address | 26 HENSON DR, CLYDE, NC 28721-7022 |
| Document Number | 0010632049 |
| Book / Page | 1063 / 2049 |
| Instrument Date | Apr 26, 2022 |
| Instrument | 2022005719 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $4.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 26 HENSON DR, CLYDE, NC 28721-7022 |
The 2025 property tax bill for 26 Henson Dr was $1,418.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,800 (-) Land $37,300 Building $156,500 | ||
| 2025 | $1,418.00 | $193,800 Land $37,300 Building $156,500 | $193,800 Land $37,300 Building $156,500 |
| 2023 | $193,800 Land $37,300 Building $156,500 | $193,800 Land $37,300 Building $156,500 | |
| 2021 | $193,800 Land $37,300 Building $156,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 26 Henson Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26 Henson Dr is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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