26 Held Cir, Charleston, SC 29412 Property Records

Charleston County property record for 26 Held Cir, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,041 sqft · built 1997
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$810,000 (Dec 2017)
Tax Bill	$4,815 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Dec 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`425-05-00-039`

Property Details

APN / Parcel Number

Primary APN	`425-05-00-039`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,041 sqft Living Area
1st Floor Area	1,326 sqft
Upper Floors Area	1,715 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	113 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Boat Lift	Boat Lift
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	26 HELD CIR
City	CHARLESTON
State	SC
Zip	29412-3706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -CREEK POINT DESCRIPTION -LT 39 BLK C AND ADJ MARSH
Legal Subdivision	CREEK POINT
Legal Block	C
Legal Lot Number	39
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	4
Census Block	4001
Census Tract	2002

Owner

26 Held Cir is owned and occupied by an individual who acquired it in August 2018.

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	26 HELD CIR, CHARLESTON, SC 29412-3706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK/NE GA
Dec 28, 2017	Grant Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2017 · Amount on File
Deed Sale	Dec 28, 2017 · Amount on File
Deed Book / Page	688 / 815
Last Transfer Date	Aug 21, 2018
Transfer Doc	07630644
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	26 HELD CIR, CHARLESTON, SC 29412-3706
Document Number	0701/0278
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 16, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 HELD CIR CHARLESTON SC 294123706, CHARLESTON, SC 29412-3706

Mortgage

Document Number	0701/0278
Date	Feb 27, 2018
Book Page	000701/000278

Lender

Name	SUNTRUST BK/NE GA
Type	Bank
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2048

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Dec 28, 2017
Property Address	26 HELD CIR, CHARLESTON, SC 29412-3706
Document Number	0688/0815
Book / Page	000688 / 000815
Instrument Date	Dec 20, 2017
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 HELD CIR CHARLESTON SC 294123706, CHARLESTON, SC 29412-3706

Mortgage

Document Number	688/0817
Date	Dec 28, 2017
Book Page	000688/000817

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 27, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 26 Held Cir was $4,815, up 9.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,815.00 (+9.58%)	$989,000 (+2,775%) Land $299,381 Building $689,619	$1,121,100 Land $365,200 Building $755,900
2024	$4,394.00	$34,400
2022	$4,128.00	$34,400	$860,000 Land $260,000 Building $600,000
2020			$860,000 Land $260,000 Building $600,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 26 Held Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 214 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	402 units insured incl. 188 condo units
Nearby Flood Claims	9 (2015–2023)
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Held Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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