26 Harvest Rd, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 26 Harvest Rd, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,276 sqft · built 2006
Lot Size	0.2 acres (8,699 sqft)
Owner	2 Individual Names on File
Last Sale	$1,135,000 (Sep 2025)
Tax Bill	$10,925 (2026)
Deeds & Mortgages	Feb 2025 Mortgage Feb 2026 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`READ M:023.0-0000-0039.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:023.0-0000-0039.0`
Alternative APNs	`M:023.0=0000=0039.0` `790000000650` `790000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,276 sqft Living Area
Gross Area	3,996 sqft
Basement Area	1,092 sqft
Finished Basement	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,699 sqft (0.2 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	790000000650
Street Address	26 HARVEST RD
City	READING
State	MA
Zip	01867-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	4
Census Block	4000
Census Tract	334400

Owner

26 Harvest Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26 HARVEST RD, READING, MA 01867-2705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2025	Deed of Trust, Mortgage · ARM NEEDHAM BANK
Feb 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage METRO CU
Sep 9, 2025	Quit Claim Deed, Transfer · Conventional Mortgage METRO CU
Aug 28, 2017	Deed of Trust, Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025 · Amount on File
Deed Sale	Sep 9, 2025 · Amount on File
Prior Sale	Sep 27, 2007 · Amount on File
Deed Document Number	2025108496
Deed Book / Page	84590 / 582
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	26 HARVEST RD, READING, MA 01867-2705
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083769-337
Date	Feb 14, 2025
Book Page	83769/337
Instrument	15718

Lender

Name	NEEDHAM BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	481 Months
Due	Mar 1, 2065

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Mar 1, 2030

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	26 HARVEST RD, READING, MA 01867-2705
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085240-23
Date	Feb 18, 2026
Book Page	85240/23
Instrument	17740

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2041

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Sep 9, 2025
Property Address	26 HARVEST RD, READING, MA 01867-2705
Document Number	084590-582
Book / Page	84590 / 582
Instrument Date	Sep 9, 2025
Instrument	108496
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	26 HARVEST RD, READING, MA 01867-2705

Mortgage

Document Number	0000108497
Date	Sep 9, 2025
Instrument	108497

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	481 Months
Due	Oct 1, 2065

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	26 HARVEST RD, READING, MA 01867-2705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69839-75
Date	Aug 28, 2017
Book Page	69839/75
Instrument	137847

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2032

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	26 HARVEST RD, READING, MA 01867-2705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75925-147
Date	Oct 19, 2020
Book Page	75925/147
Instrument	190520

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 26 Harvest Rd was $10,925, up 1.6% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,925.00 (+1.56%)	$996,800 (+5.55%) Land $395,100 Building $600,800	$1,110,642 (-1.02%)
2025	$10,757.00 (+3.09%)	$944,400 (+6.06%) Land $374,300 Building $570,100	$1,122,140 (+7.83%)
2024	$10,435.00 (+0.51%)	$890,400 (+7.98%) Land $352,900 Building $537,500	$1,040,630
2023	$10,382.00	$824,600 Land $326,800 Building $497,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Harvest Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Harvest Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Astound Broadband, T-Mobile.

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