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26 Garrow St, Auburn, NY 13021 Property Records

Cayuga County and Auburn City property record for 26 Garrow St, Auburn, NY 13021

Property Summary

Property TypeTriplex
Details8 bd · 3 ba · 3,388 sqft · built 1890
Lot Size0.263 acres (11,456 sqft)
OwnerIndividual Name on Record
Tax Bill$3,099 (2026)
Deeds & MortgagesAug 2026 Mortgage
Oct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN050100 115.75-1-8

Property Details

APN / Parcel Number

Primary APN050100 115.75-1-8
Alternative APNs
  • 010011507500010080000000
  • 126001500

Interior

Bedrooms8 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,388 sqft Total Area
1st Floor Area1,937 sqft
2nd Floor Area1,451 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1990
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area11,456 sqft (0.263 acres)
Lot Dimensions173 ft deep x 66 ft wide
Garage TypeDetached
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
PorchSlab
Porch Area695 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number126001500
Street Address26 GARROW ST
CityAUBURN
StateNY
Zip13021-4695
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeR2
Legal Description20-22 GARROW ST
Legal Block1
Legal Lot Number8.000
JurisdictionCAYUGA NY
Township / Civil DivisionAUBURN
Census Block Group2
Census Block2009
Census Tract41800

Owner

Source: Cayuga County and Auburn City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address26 GARROW ST, A, AUBURN, NY 13021-4695
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERICU CREDIT UNION
Oct 21, 2025Deed of Trust, Mortgage
AMERICU CU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 30, 2024
Transfer Doc004478/236
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Recording DateAug 28, 2026
Property Address26 GARROW ST, AUBURN, NY 13021-4695
Document Number0000245679
Book / Page4778 / 5
Instrument DateAug 24, 2026
Instrument2026245679
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 GARROW ST, AUBURN, NY 13021-4695

Mortgage

Document Number0000245679,
DateAug 28, 2026
Book Page4778/5
Instrument2026245679
Lender
NameAMERICU CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 24, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Property Address26 GARROW ST, AUBURN, NY 13021-4695
Transaction TypeMortgage
Record UpdatedNov 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004667/342
DateOct 21, 2025
Book Page4667/342
Instrument2025-239288
Lender
NameAMERICU CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term121 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Cayuga County and Auburn City assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
MunicipalityAuburn City
Unified School DistrictAuburn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,099.00 (+6.46%) Homeowner's exemption
2025$2,911.00 (+6.28%) Homeowner's exemption$137,800 (-) Land $21,300 Building $116,500$183,733 (+28%) Land $28,400 Building $155,333
2024$2,739.00 (+190.46%)
2023$137,800 (-) Land $21,300 Building $116,500$143,542 (+4.17%) Land $22,188 Building $121,354
2022$137,800 Land $21,300 Building $116,500$137,800 Land $21,300 Building $116,500
2019$943.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN
serves 27,179 people · EPA ID NY0501710
Water SourceSurface water
Last State InspectionAug 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
CBN
Fixed Wireless · not low latency		100 / 100
T-Mobile
Fixed Wireless		100 / 20

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