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26 Franklin St, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 26 Franklin St, Cedar Grove, NJ 07009

Property Summary

Property TypeSingle Family Home
Details1,749 sqft · built 1937
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on File
Last Sale$720,000 (Mar 2024)
Tax Bill$10,928 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Mar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-00027-0000-00007

Property Details

APN / Parcel Number

Primary APN04-00027-0000-00007
Alternative APN
  • 040002700007

Interior

Stories2 Stories
Building Area1,749 sqft Living Area

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Construction TypeFrame
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number040002700007
Street Address26 FRANKLIN ST
CityCEDAR GROVE
StateNJ
Zip07009-2208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description60X120
Legal SubdivisionJOSEPH R HUGHES
Legal Block27
Legal Lot Number7
JurisdictionESSEX NJ
Township / Civil DivisionCEDAR GROVE
Census Block Group2
Census Block2006
Census Tract21400

Owner

26 Franklin St is owned and occupied by two individuals who bought it in March 2024.

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address26 FRANKLIN ST, CEDAR GROVE, NJ 07009-2208
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 4, 2024Deed, Transfer · Conventional Mortgage
ABSOLUTE HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2024 · Amount on File
Deed SaleMar 4, 2024 · Amount on File
Deed Document Number202412521
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address26 FRANKLIN ST, CEDAR GROVE, NJ 07009-2208
Transaction TypeMortgage
Record UpdatedMar 10, 2026
Title CompanyTOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 PRANKLIN ST, CEDAR GROVE, NJ 07009

Mortgage

Document Number0000007611
DateFeb 5, 2026
Instrument2026007611
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2056

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateMar 4, 2024
Property Address26 FRANKLIN ST, CEDAR GROVE, NJ 07009-2208
Document Number0000012521
Instrument DateFeb 16, 2024
Instrument2024012521
Transaction TypeTransfer
Record UpdatedMar 26, 2024
Title CompanyNOT AVAILABLE, KEY SETTLEMENTS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address34 ROMA ORCHARD RD, PEEKSKILL, NY 10566-4870

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 FRANKLIN ST, CEDAR GROVE, NJ 07009-2208

Mortgage

Document Number0000012523
DateMar 4, 2024
Instrument2024012523
Lender
NameABSOLUTE HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 26 Franklin St was $10,928, up 2.8% from the year before.

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionCedar Grove Township
Unified School DistrictCedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$703,500 (+72.98%) Land $372,000 Building $331,500$703,500 (+72.98%) Land $372,000 Building $331,500
2025$10,928.00 (+2.79%)$406,700 Land $243,300 Building $163,400$406,700 Land $243,300 Building $163,400
2024$10,631.00
2023$406,700 Land $243,300 Building $163,400$406,700 Land $243,300 Building $163,400
2022$10,177.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Franklin St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2012–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Franklin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR GROVE WATER DEPT
serves 12,900 people · EPA ID NJ0704001
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Optimum.

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