26 Frandy Dr, Panacea, FL 32346 Property Records

Wakulla County property record for 26 Frandy Dr, Panacea, FL 32346

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,472 sqft · built 1992
Lot Size	0.555 acres (24,219 sqft)
Owner	2 Individual Names on Record
Tax Bill	$823 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`23-5S-02W-123-02816-031`

Property Details

APN / Parcel Number

Primary APN	`23-5S-02W-123-02816-031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,472 sqft Heated Area
Gross Area	1,808 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1996
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	24,219 sqft (0.555 acres)
Lot Dimensions	185 ft deep x 131 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	360 sqft

Exterior Amenities

Deck Area	80 sqft
Shed	1 Shed
Shed Area	144 sqft
Utility Building	120 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	26 FRANDY DR
City	PANACEA
State	FL
Zip	32346-1912
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	TWIN LAKES ESTATES UNIT I BLOCK A LOT 31 OR 932 P 499 OR 936 P 417 OR 992 P 860
Legal Range	02W
Legal Township	05S
Legal Section	23
Legal Subdivision	LAKES ESTATES
Legal Block	A
Legal Lot Number	31
Legal Unit	1
Jurisdiction	WAKULLA FL
Township / Civil Division	WEST WAKULLA
Census Block Group	2
Census Block	2040
Census Tract	10102

Owner

Source: Wakulla County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 FRANDY DR, PANACEA, FL 32346-1912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Mar 27, 2014 · Amount on Record
Last Transfer Date	Feb 29, 2016
Transfer Doc	0000337975
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKULLA FL
Property Address	26 FRANDY DR, PANACEA, FL 32346-1912
Document Number	0000353222
Book / Page	001050 / 000421
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 FRANCIS AVE PANACEA FL 323462090, PANACEA, FL 32346-2090

Mortgage

Document Number	0000353222
Date	Oct 16, 2017
Book Page	001050/000421
Instrument	353222

Lender

Name	CHARLES E & GLENDA BARWICK
Address	27 FRANDY DR, PANACEA, FL 32346-1913

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Oct 15, 2020

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

Source: Wakulla County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$823.00 (+10.03%) Homeowner's exemption	$50,942 (+7.64%)	$69,813 (+1.54%) Land $5,000 Building $64,813
2024	$748.00 (+4.32%) Homeowner's exemption	$47,327 (+5.45%)	$68,753 (+39.77%) Land $5,000 Building $63,753
2023	$717.00 (+17.35%) Homeowner's exemption	$44,882 (+3%)	$49,191 (+3.23%) Land $5,000 Building $44,191
2022	$611.00 Homeowner's exemption	$43,575	$47,653 Land $5,000 Building $42,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 73 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured incl. 28 condo units
Nearby Flood Claims	15 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 11 claims Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20