Suffolk County and Smithtown Town property record for 26 Florida Ave, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $383,250 (Oct 2019) |
| Tax Bill | $10,706 (2024) |
| Deeds & Mortgages | May 2022 Line of Credit Dec 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 177.-1-53 |
| Primary APN | 473489 177.-1-53 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,019 sqft (0.23 acres) |
|---|
| Street Address | 26 FLORIDA AVE |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-5114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-226176 TC-52 *3524 LOT 11 MAP OF CLOVERLEAF SEC 1 |
| Legal Block | 1 |
| Legal Lot Number | 53 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 135205 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 26 FLORIDA AVE, COMMACK, NY 11725-5114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage · Line of Credit SUFFOLK FCU |
| Dec 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Oct 30, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2019 · Amount on Record |
| Deed Sale | Oct 30, 2019 · Amount on Record |
| Deed Book / Page | 13034 / 558 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 26 FLORIDA AVE, COMMACK, NY 11725-5114 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0234210326 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 23421/326 |
| Name | SUFFOLK FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 26 FLORIDA AVE, COMMACK, NY 11725-5114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0233590752 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 23359/752 |
| Instrument | DM053828 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 30, 2019 |
| Property Address | 26 FLORIDA AVE, COMMACK, NY 11725-5114 |
| Document Number | 0130340558 |
| Book / Page | 13034 / 558 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,830 (-) Land $300 Building $3,530 | $478,750 (+10,775.74%) Land $37,500 Building $441,250 | |
| 2024 | $10,706.00 | ||
| 2023 | $3,830 Land $300 Building $3,530 | $4,402 Land $345 Building $4,057 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1981–2015) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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