26 Fen Ct, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 26 Fen Ct, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details1,416 sqft · built 1955
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$468,000 (May 2018)
Tax Bill$11,977 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jan 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN48-05003-0000-00002

Property Details

APN / Parcel Number

Primary APN48-05003-0000-00002
Alternative APN
  • 480500300002

Interior

Stories1 Story
Building Area1,416 sqft Living Area
1st Floor Area1,416 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions116 ft deep x 75 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address26 FEN CT
CityRAMSEY
StateNJ
Zip07446-2612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.200AC
Legal SubdivisionRAMSEY COUNTRY CLUB ESTATES SE
Legal Block5003
Legal Lot Number2
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1015
Census Tract44201

Owner

26 Fen Ct is owned and occupied by an individual who bought it in May 2018.

Source: Bergen County and Ramsey Borough records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address26 FEN CT, RAMSEY, NJ 07446-2612
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Deed of Trust, Mortgage · Conventional Mortgage
GREAT NORTH BANK
Jan 18, 2024Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 21, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Apr 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITY BANK
May 31, 2018Grant Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2018 · Amount on File
Deed SaleMay 31, 2018 · Amount on File
Prior SaleAug 23, 2001 · Amount on File
Deed Document Number201818-038107
Deed Book / Page2954 / 200
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Recording DateJun 12, 2026
Property Address26 FEN CT, RAMSEY, NJ 07446-2612
Document Number0000039567
Book / Page5820 / 709
Instrument DateMay 20, 2026
Instrument202639567
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 FEN CT, RAMSEY, NJ 07446-2612

Mortgage

Document Number0000039567,
DateJun 12, 2026
Book Page5820/709
Instrument202639567
Lender
NameGREAT NORTH BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address26 FEN CT, RAMSEY, NJ 07446-2612
Transaction TypeMortgage
Record UpdatedFeb 28, 2024
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 FEN CT, RAMSEY, NJ 07446-2612

Mortgage

Document Number0051620430
DateJan 18, 2024
Book Page5162/430
Instrument2024003744
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address26 FEN CT, RAMSEY, NJ 07446-2612
Transaction TypeMortgage
Record UpdatedDec 1, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 FEN CT, RAMSEY, NJ 07446-2612

Mortgage

Document Number0048420818
DateOct 21, 2022
Book Page4842/818
Instrument2022101941
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueOct 2, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address26 FEN CT, RAMSEY, NJ 07446-2612
Transaction TypeMortgage
Record UpdatedMay 19, 2021
Title CompanyMAJESTIC TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040671278
DateApr 9, 2021
Book Page4067/1278
Instrument2021053287
Lender
NameUNITY BANK
TypeBank
AddressCLINTON, NJ 08809
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueMar 1, 2051

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateMay 31, 2018
Property Address26 FEN CT, RAMSEY, NJ 07446-2612
Document Number0029540200
Book / Page002954 / 000200
Instrument DateMay 11, 2018
Instrument38107
Transaction TypeTransfer
Record UpdatedJun 18, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount on Record
Tax$468.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 FEN CT RAMSEY NJ 074462612, RAMSEY, NJ 07446-2612

Tax Assessment & Valuation

The 2025 property tax bill for 26 Fen Ct was $11,977, down 8.7% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$612,800 (+5.35%) Land $380,000 Building $232,800$612,800 (+5.35%) Land $380,000 Building $232,800
2025$11,977.00 (-8.66%)$581,700 Land $355,000 Building $226,700$581,700 Land $355,000 Building $226,700
2024$13,113.00
2023$464,700 Land $295,000 Building $169,700$464,700 Land $295,000 Building $169,700
2022$12,189.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Fen Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2021)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Fen Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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