26 Encinitas Ct, Laguna Beach, CA 92651 Property Records

Orange County property record for 26 Encinitas Ct, Laguna Beach, CA 92651

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,289 sqft · built 1985
Lot Size0.078 acres (3,395 sqft)
OwnerIndividual Name on File
Last Sale$945,000 (Sep 2021)
Tax Bill$11,232 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Jan 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN622-081-61

Property Details

APN / Parcel Number

Primary APN622-081-61

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,289 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area3,395 sqft (0.078 acres)
Garage Area410 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address26 ENCINITAS CT
CityLAGUNA BEACH
StateCA
Zip92651-4406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 12342 BLK LOT 49
Legal SubdivisionTRACT NO 12342
Legal Tract12342
Legal Lot Number49
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group2
Census Block2009
Census Tract62649

Owner

26 Encinitas Ct is owned and occupied by an individual who bought it in September 2021.

Source: Orange County records, as of August 4, 2026

Owner of RecordIndividual Name on File
Mailing Address26 ENCINITAS CT, LAGUNA BEACH, CA 92651-4406
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2021Grant Deed, Transfer · Conventional Mortgage
FRANKLIN LOAN CENTER
Jan 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED AMERICAN MORTGAGE CORP
Dec 14, 2020Correction Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Dec 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED AMERICAN MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2021 · Amount on File
Deed SaleSep 16, 2021 · Amount on File
Deed Document Number2021577078
Prior Transfer DateDec 4, 2020
Prior Transfer Doc0000735168
Record UpdatedOct 29, 2026

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateSep 16, 2021
Property Address26 ENCINITAS CT, LAGUNA BEACH, CA 92651-4406
Document Number0000577078
Map ReferenceMB 537 PG 7-11
Instrument DateAug 18, 2021
Instrument2021000577078
Transaction TypeTransfer
Record UpdatedSep 29, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 ENCINITAS CT, LAGUNA BEACH, CA 92651-4406

Mortgage

Document Number0000577079
DateSep 16, 2021
Instrument2021000577079
Lender
NameFRANKLIN LOAN CENTER
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address26 ENCINITAS CT, LAGUNA BEACH, CA 92651-4406
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001156
DateJan 2, 2020
Instrument2020000001156
Lender
NameUNITED AMERICAN MORTGAGE CORP
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2050

December 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionORANGE CA
Recording DateDec 14, 2020
Property Address26 ENCINITAS CT, LAGUNA BEACH, CA 92651-4406
Document Number0000735168
Instrument DateDec 4, 2020
Instrument735168
Transaction TypeTransfer
Record UpdatedDec 22, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address28131 LAS BRISAS DEL MAR SAN JUAN CAPISTRANO CA 926755224, SAN JUAN CAPISTRANO, CA 92675-5224

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address26 ENCINITAS CT, LAGUNA BEACH, CA 92651-4406
Document Number0000735169
Instrument DateDec 4, 2020
Transaction TypeMortgage
Record UpdatedDec 22, 2020
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address28131 LAS BRISAS DEL MAR SAN JUAN CAPISTRANO CA 926755224, SAN JUAN CAPISTRANO, CA 92675-5224

Mortgage

Document Number0000735169
DateDec 14, 2020
Instrument735169
Lender
NameUNITED AMERICAN MTG
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 26 Encinitas Ct was $11,232.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Beach City
Unified School DistrictLaguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,022,897 (+2%) Land $897,041 Building $125,856
2025$11,232.00$1,002,841 Land $879,452 Building $123,389
2023$10,854.00 (+0.95%)$963,900 Land $845,301 Building $118,599
2022$10,752.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 26 Encinitas Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Encinitas Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAGUNA BEACH COUNTY WD
serves 18,862 people · EPA ID CA3010017
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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