26 Elm Dr, Lancaster, VA 22503 Property Records

Lancaster County property record for 26 Elm Dr, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,034 sqft · built 1978
Lot Size	2.14 acres (93,218 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Sep 2020)
Tax Bill	$6 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`20E 1 53`

Property Details

APN / Parcel Number

Primary APN	`20E 1 53`
Alternative APN	`3696`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,034 sqft Living Area
Gross Area	2,088 sqft
1st Floor Area	1,034 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1994
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	93,218 sqft (2.14 acres)
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	3696
Street Address	26 ELM DR
City	LANCASTER
State	VA
Zip	22503-3738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HERITAGE POINT 2.14 AC LR20/2149
Legal Subdivision	HERITAGE POINT
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	3
Census Block	3015
Census Tract	30100

Owner

26 Elm Dr is owned and occupied by an individual who bought it in September 2020.

Source: Lancaster County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	26 ELM DR, LANCASTER, VA 22503-3738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Jun 1, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Prior Sale	Jun 1, 2017 · Amount on File
Deed Document Number	20202149
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Sep 25, 2020
Property Address	26 ELM DR, LANCASTER, VA 22503-3738
Document Number	200002149
Instrument Date	Sep 14, 2020
Instrument	200002149
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	AMROCK INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 ELM DR, LANCASTER, VA 22503-3738

Mortgage

Document Number	200002150
Date	Sep 25, 2020
Instrument	200002150

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Jun 1, 2017
Property Address	26 ELM DR, LANCASTER, VA 22503-3738
Document Number	170001022
Instrument Date	May 25, 2017
Instrument	170001022
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	757 OLD COURTHOUSE RD, SALUDA, VA 23149-3010

Tax Assessment & Valuation

The 2025 property tax bill for 26 Elm Dr was $6.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6.00	$123,000 Land $17,900 Building $105,100	$123,000 Land $17,900 Building $105,100
2023	$601.00	$95,400 Land $17,900 Building $77,500	$95,400 Land $17,900 Building $77,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Elm Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1985–2020)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2020
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Elm Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: All Points Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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