26 Elm Circle Dr, Sunfield, MI 48890 Property Records

Eaton County property record for 26 Elm Circle Dr, Sunfield, MI 48890

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,324 sqft · built 1993
Lot Size0.7 acres (30,492 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Dec 2021)
Tax Bill$3,992 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
May 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN01100340033000

Property Details

APN / Parcel Number

Primary APN01100340033000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,324 sqft Living Area
1st Floor Area2,088 sqft
Basement Area1,684 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area30,492 sqft (0.7 acres)
Lot Dimensions156 ft deep x 120 ft wide
Garage Area728 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address26 ELM CIRCLE DR
CitySUNFIELD
StateMI
Zip48890-9798
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES-R1
Legal DescriptionCOM 515 FT N87?00'36W OF SE COR SEC 3, N87?00'36W 30 FT, N02?00'50", E 100 FT, N16?14'08"W 114 FT, S62?42'35"E 22.53 FT, 65.73 FT OF CURVE TO RIGHT, N35?49'43"E 95.07 FT, N57?58'33"E 47.36 FT, N31?31'15"E 37.29 FT, S87?00'36"E 31.29 FT, S02?00'50"W 2
Legal Range06W
Legal Township04N
Legal Section03
JurisdictionEATON MI
Township / Civil DivisionSUNFIELD
Census Block Group1
Census Block1014
Census Tract20700

Owner

26 Elm Circle Dr is owned and occupied by an individual who bought it in December 2021.

Source: Eaton County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address26 ELM CIRCLE DR, SUNFIELD, MI 48890-9798
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Warranty Deed, Transfer · Conventional Mortgage
MICHIGAN STATE UNIVERSITY FCU
May 5, 2021Intrafamily Transfer, Transfer · Line of Credit
GREENSTONE FARM CREDIT SERVICES FLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2021 · Amount on File
Deed SaleDec 29, 2021 · Amount on File
Prior SaleSep 21, 2012 · Amount on File
Deed Book / Page2977 / 1107
Prior Transfer DateApr 20, 2021
Prior Transfer Doc02924/1043
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEATON MI
Recording DateDec 29, 2021
Property Address26 ELM CIRCLE DR, SUNFIELD, MI 48890-9798
Document Number02977/1107
Book / Page2977 / 1107
Instrument DateDec 27, 2021
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanySUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,437.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address26 ELM CIRCLE DR, 26, SUNFIELD, MI 48890-9798

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address26 ELM CIRCLER DR, SUNFIELD, MI 48890-9798

Mortgage

Document Number0029771110
DateDec 29, 2021
Instrument2977/1110
Lender
NameMICHIGAN STATE UNIVERSITY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateJan 1, 2027
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change4.87%
Index1-Year CMT
Max Rate8.87%

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionEATON MI
Recording DateMay 5, 2021
Property Address26 ELM CIRCLE DR, SUNFIELD, MI 48890-9798
Document Number02924/1043
Book / Page2924 / 1043
Instrument DateApr 20, 2021
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3905 BIPPLEY RD, SUNFIELD, MI 48890-9721

Mortgage

Document Number0029241046
DateMay 5, 2021
Instrument2924/1046
Lender
NameGREENSTONE FARM CREDIT SERVICES FLC
TypeSubprime Lender
Agreement
TypeLine of Credit
AmountAmount on Record
Term245 Months
DueOct 1, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 26 Elm Circle Dr was $3,992 with a homeowner's exemption, down 1.4% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEaton County
County SubdivisionSunfield Township
MunicipalitySunfield Village
Unified School DistrictLakewood Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$246,700 (+16.09%)$425,097 (-) Land $39,181 Building $385,916
2025$3,992.00 (-1.38%) Homeowner's exemption$212,500$425,097 Land $39,181 Building $385,916
2024$4,048.00
2023$154,400$308,800
2022$3,675.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 26 Elm Circle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Elm Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF SUNFIELD
serves 680 people · EPA ID MI0006470
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Mercury Fiber
Fixed Wireless
150 / 20

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