26 E St, Mountain Lake Park (Oakland), MD 21550 Property Records

Garrett County property record for 26 E St, Mountain Lake Park, MD 21550

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,024 sqft · built 1991
Lot Size0.372 acres (16,200 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Aug 2008)
Tax Bill$3,960 (2026)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN16-010448

Property Details

APN / Parcel Number

Primary APN16-010448
Alternative APN
  • 010448

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,024 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area16,200 sqft (0.372 acres)
Garage TypeDetached
Garage Area1,200 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area656 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number010448
Street Address26 E ST
CityOAKLAND
StateMD
Zip21550-3514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLTS 166 179 PT 184 26 E ST MT LAKE PARK
Legal SubdivisionMOUNTAIN LAKE PARK
Legal Lot Number166
JurisdictionGARRETT MD
Township / Civil Division16, MOUNTAIN LAKE PARK
Census Block Group4
Census Block4034
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Mountain Lake Park Historic District
listed 1983 · 145 contributing resources · NRIS 83002948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address26 E ST, OAKLAND, MD 21550-3514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2008 · Amount on Record
Deed SaleAug 14, 2008 · Amount on Record
Prior SaleDec 8, 1992 · Amount on Record
Deed Document Number200881046
Deed Book / Page1383 / 735
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property Address26 E ST, MT LAKE PARK, MD 21550-3514
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyBOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023590170
DateOct 15, 2021
Book Page2359/170
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2036

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
MunicipalityMountain Lake Park Town
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,960.00 (+2.67%) Homeowner's exemption$293,067 (+16.16%)$298,200 (+2.65%) Land $20,500 Building $277,700
2023$3,857.00 Homeowner's exemption$252,300$290,500 Land $20,500 Building $270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MOUNTAIN LAKE PARK
serves 3,000 people · EPA ID MD0110007
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Cable
1,000 / 50
Pogozone powered by Neubeam
Fixed Wireless
300 / 40

Nearby Properties on E St

Nearby Streets

Search Property Records by Address or Parcel Number