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26 E 10th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 26 E 10th St, Oswego, NY 13126 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,554 sqft · built 1860
Lot Size0.085 acres (3,740 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (May 2024)
Tax Bill$3,894 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.24-04-08

Property Details

APN / Parcel Number

Primary APN351200 128.24-04-08
Alternative APNs
  • 120012802400040080000000
  • 5598

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,554 sqft Living Area
1st Floor Area876 sqft
2nd Floor Area480 sqft
Upper Floors Area207 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,740 sqft (0.085 acres)
Lot Dimensions110 ft deep x 34 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area256 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5598
Street Address26 E 10TH ST
CityOSWEGO
StateNY
Zip13126-1205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block4
Legal Lot Number8.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1044
Census Tract21605

Owner

Source: Oswego County and Oswego City records · APN 351200 128.24-04-08

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address26 E 10TH ST, OSWEGO, NY 13126-1205
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2022Deed of Trust, Mortgage · Line of Credit
NBT BANK NATIONAL ASSOCIATION
Jan 11, 2021Warranty Deed, Transfer · Conventional Mortgage
NBT BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 17, 2024 · Amount on Record
Deed SaleMay 17, 2024 · Amount on Record
Prior SaleJan 11, 2021 · Amount on Record
Deed Document Number2024R-2024-004094
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address26 E 10TH ST, OSWEGO, NY 13126-1205
Transaction TypeMortgage
Record UpdatedJun 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 E 10TH ST, OSWEGO, NY 13126-1205

Mortgage

Document Number0000005599
DateMay 26, 2022
InstrumentR-2022-005599
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
AddressNORWICH, NY 13815
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateJan 11, 2021
Property Address26 E 10TH ST, OSWEGO, NY 13126-1205
Document Number0000000349
Instrument DateJan 04, 2021
InstrumentR-2021-000349
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyVANGUARD RESEARCH & TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$264.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address102 OAK DR, 102, NORTH SYRACUSE, NY 13212-1641

Transferred To (Grantee/Buyer)

NameVerified Name
Address4013 COUNTY ROUTE 57, OSWEGO, NY 13126-6821

Mortgage

Document Number0000000350
DateJan 11, 2021
InstrumentR-2021-000350
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2036

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,894.00$225,000 (+240.91%) Land $14,400 Building $210,600$225,000 (+182.95%) Land $14,400 Building $210,600
2023$66,000 Land $7,900 Building $58,100$79,518 Land $9,518 Building $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750216051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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