26 Dutch Cir, Irmo, SC 29063 Property Records

Richland County property record for 26 Dutch Cir, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,149 sqft · built 1989
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Dec 2021)
Tax Bill	$1,565 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05104-06-10`

Property Details

APN / Parcel Number

Primary APN	`05104-06-10`
Alternative APNs	`R05104-06-10` `01068793`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,149 sqft Heated Area
Gross Area	1,327 sqft
1st Floor Area	1,149 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Porch	Slab
Porch Area	58 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected
Water Source	Private

Location & Zoning

Account Number	01068793
Street Address	26 DUTCH CIR
City	IRMO
State	SC
Zip	29063-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-HD
Legal Description	LOT 26 BLK E 60.6X130.1X184.8X184.3 #SU DUTCH VILLAGE AKA DUTCH #SU CREEK
Legal Subdivision	DUTCH VILLAGE
Legal Block	E
Legal Lot Number	26
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	1
Census Block	1001
Census Tract	10314

Owner

26 Dutch Cir is owned and occupied by an individual who bought it in December 2021.

Source: Richland County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	26 DUTCH CIR, IRMO, SC 29063-9612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2021	Warranty Deed, Transfer · FHA Mortgage FIRST RELIANCE BANK
Sep 24, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2021 · Amount on File
Deed Sale	Dec 31, 2021 · Amount on File
Prior Sale	May 13, 2010 · Amount on File
Deed Document Number	202186391
Deed Book / Page	2703 / 92
Prior Transfer Date	Sep 19, 2019
Prior Transfer Doc	0024311014
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Dec 31, 2021
Property Address	26 DUTCH CIR, IRMO, SC 29063-9612
Document Number	0027030092
Book / Page	2703 / 92
Map Reference	MB 52 PG 1940
Instrument Date	Dec 30, 2021
Instrument	2021086391
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 DUTCH CIR, IRMO, SC 29063-9612

Mortgage

Document Number	2021086392
Date	Dec 31, 2021
Instrument	2021086392

Lender

Name	FIRST RELIANCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 24, 2019
Property Address	26 DUTCH CIR, IRMO, SC 29063-9612
Document Number	2431/1014
Book / Page	002431 / 001014
Instrument Date	Sep 19, 2019
Instrument	70980
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26 DUTCH CIR IRMO SC 290639612, IRMO, SC 29063-9612

Mortgage

Document Number	2431/1017
Date	Sep 24, 2019
Book Page	002431/001017
Instrument	70981

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 23, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 26 Dutch Cir was $1,565.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,565.00	$162,800 (-) Land $20,000 Building $142,800	$162,800 (-) Land $20,000 Building $142,800
2024		$162,800 (+2,443.75%) Land $20,000 Building $142,800	$162,800 (+1.75%) Land $20,000 Building $142,800
2023	$1,456.00	$6,400	$160,000
2021	$731.00	$2,330	$83,100 Land $12,000 Building $71,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 26 Dutch Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2015–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Dutch Cir is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BGWC RAINTREE ACRES private · serves 828 people · EPA ID SC4050015
Water Source	Purchased surface water from CITY OF COLUMBIA
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CarolinaConnect Cooperative.

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