Essex County and Montclair Township property record for 26 Draper Ter, Montclair, NJ 07042 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,328 sqft · built 1897 |
| Lot Size | 0.434 acres (18,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,349,902 (Jul 2021) |
| Tax Bill | $25,667 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Nov 2019 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04007-0000-00021 |
| Primary APN | 13-04007-0000-00021 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,328 sqft Living Area |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Construction Type | Frame |
| Lot Area | 18,900 sqft (0.434 acres) |
| Lot Dimensions | 175 ft deep x 108 ft wide |
| Old Parcel Number | 130400700021 |
|---|---|
| Street Address | 26 DRAPER TER |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-4440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 108X175 IRR |
| Legal Subdivision | DRAPER TERRACE |
| Legal Block | 4007 |
| Legal Lot Number | 21 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 17200 |
Source: Essex County and Montclair Township records · APN 13-04007-0000-00021
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26 DRAPER TER, MONTCLAIR, NJ 07042-4440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 08, 2022 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Nov 13, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 29, 2020 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Jul 26, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Dec 09, 2019 | Grant Deed, Transfer SIMPLICITY TITLE LLC |
| Oct 04, 2017 | Deed, Transfer · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on Record |
| Deed Sale | Jul 26, 2021 · Amount on Record |
| Prior Sale | Oct 04, 2017 · Amount on Record |
| Deed Document Number | 202190964 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 26 DRAPER TER, MONTCLAIR, NJ 07042-4440 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2022 |
| Title Company | PRIORITY TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000082002 |
|---|---|
| Date | Sep 08, 2022 |
| Instrument | 2022082002 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 26 DRAPER TER, MONTCLAIR, NJ 07042-4440 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000106963 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 2019106963 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 26 DRAPER TER, MONTCLAIR, NJ 07042-4440 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000056595 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | 2020056595 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | LOS MOLINOS, CA 96055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 26 DRAPER TER, MONTCLAIR, NJ 07042-4440 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | OLD REPUBLIC TITLE RIS |
| Name | Verified Name |
|---|---|
| Address | 26 DRAPER TER, MONTCLAIR, NJ 07042-4440 |
| Document Number | 0000107289 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 2020107289 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | WESTMONT, IL 60559 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 26, 2021 |
| Property Address | 26 DRAPER TER, MONTCLAIR, NJ 07042-4440 |
| Document Number | 0000090964 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 2021090964 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | TRUE N TITLE SERVICES LLC, TRUE NORTH TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2534 WOODS EDGE CIR, 2534, ORLANDO, FL 32817-4734 |
| Name | Verified Name |
|---|---|
| Address | 26 DRAPER TER, MONTCLAIR, NJ 07042-4440 |
| Document Number | 0000090965 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 2021090965 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Dec 09, 2019 |
| Property Address | 26 DRAPER TER, MONTCLAIR, NJ 07042-4440 |
| Document Number | 0000116586 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 116586 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2019 |
| Title Company | SIMPLICITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $190.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 DR MARTIN LUTHER KING JR NEWARK NJ 07104, NEWARK, NJ 07104 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Oct 04, 2017 |
| Property Address | 26 DRAPER TER, MONTCLAIR, NJ 07042-4440 |
| Document Number | 0000088180 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 2017088180 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 DRAPER TER, MONTCLAIR, NJ 07042-4440 |
| Document Number | 0000088181 |
|---|---|
| Date | Oct 04, 2017 |
| Instrument | 2017088181 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Nov 01, 2045 |
Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $730,000 (-) Land $244,700 Building $485,300 | $730,000 (-) Land $244,700 Building $485,300 | |
| 2025 | $25,667.00 (+3.33%) | $730,000 (-) Land $244,700 Building $485,300 | $730,000 (-) Land $244,700 Building $485,300 |
| 2024 | $24,841.00 (+3.5%) | ||
| 2023 | $730,000 Land $244,700 Building $485,300 | $730,000 Land $244,700 Building $485,300 | |
| 2022 | $24,002.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130172001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 27 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 33 units insured (6 under condo master policies) 23 of 27 individual policies on primary residences |
| Nearby Flood Claims | 26 (1995–2024) |
| Most Recent Claim | Mar 2024, other causes |
| Flood Events |
|
| Wildfire Risk | Low above 2% of the US · above 6% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Glen Ridge Historic District listed 1982 · 1,156 contributing resources · NRIS 82004784 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures