Orange County property record for 26 Downing St, Ladera Ranch, CA 92694
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,567 sqft · built 2003 |
| Lot Size | 0.119 acres (5,160 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $995,000 (Aug 2020) |
| Tax Bill | $15,087 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 759-633-47 |
| Primary APN | 759-633-47 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,567 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 5,160 sqft (0.119 acres) |
| Garage Area | 376 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 26 DOWNING ST |
|---|---|
| City | LADERA RANCH |
| State | CA |
| Zip | 92694-0933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 16236 BLK LOT 47 |
| Legal Subdivision | TRACT NO 16236 |
| Legal Tract | 16236 |
| Legal Lot Number | 47 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 32059 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 26 DOWNING ST, LADERA RANCH, CA 92694-0933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 10, 2020 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 28, 2017 | Grant Deed, Transfer · ARM MUFG UNION BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2020 · Amount on Record |
| Deed Sale | Aug 10, 2020 · Amount on Record |
| Prior Sale | Jun 28, 2017 · Amount on Record |
| Deed Document Number | 2020392294 |
| Prior Transfer Date | Apr 13, 2013 |
| Prior Transfer Doc | 0000241217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 10, 2020 |
| Property Address | 26 DOWNING ST, MISSION VIEJO, CA 92694-0933 |
| Document Number | 0000392294 |
| Map Reference | MB 832 PG 24-29 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 2020000392294 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 26 DOWNING ST, LADERA RANCH, CA 92694-0933 |
| Document Number | 0000392295 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 2020000392295 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jun 28, 2017 |
| Property Address | 26 DOWNING ST, MISSION VIEJO, CA 92694-0933 |
| Document Number | 0000268463 |
| Map Reference | MB 832 PG 24-29 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 2017000268463 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | EQUITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 26 DOWNING ST, LADERA RANCH, CA 92694-0933 |
| Document Number | 0000268464 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 2017000268464 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,098,559 (+2%) Land $583,186 Building $515,373 | |
| 2025 | $15,087.00 (+3.63%) Homeowner's exemption | $1,077,019 (+4.04%) Land $571,751 Building $505,268 |
| 2023 | $14,559.00 (-1.42%) Homeowner's exemption | $1,035,198 Land $549,549 Building $485,649 |
| 2022 | $14,768.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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