Worcester County and Gardner City property record for 26 Crawford St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,123 sqft · built 1870 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Oct 2025) |
| Tax Bill | $4,017 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Jun 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:R17 B:6 L:24 |
| Primary APN | GARD M:R17 B:6 L:24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,123 sqft Living Area |
| Gross Area | 2,082 sqft |
| Basement Area | 616 sqft |
| Unfinished Basement | 616 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 26 CRAWFORD ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 6 |
| Legal Lot Number | 24 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 707100 |
26 Crawford St is owned and occupied by two individuals who bought it in October 2025.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26 CRAWFORD ST, GARDNER, MA 01440-3128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK |
| Jun 24, 2024 | Deed of Trust, Mortgage · FHA Mortgage KEYSTONE FUNDING |
| Oct 31, 2025 | Quit Claim Deed, Transfer AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Oct 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| May 31, 2019 | Quit Claim Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on File |
| Deed Sale | Oct 31, 2025 · Amount on File |
| Prior Sale | May 31, 2019 · Amount on File |
| Deed Document Number | 202595156 |
| Deed Book / Page | 72766 / 246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 26 CRAWFORD ST, GARDNER, MA 01440-3128 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 069150-181 |
|---|---|
| Date | May 19, 2023 |
| Book Page | 69150/181 |
| Instrument | 38531 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 26 CRAWFORD ST, GARDNER, MA 01440-3128 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 070669-206 |
|---|---|
| Date | Jun 24, 2024 |
| Book Page | 70669/206 |
| Instrument | 48011 |
| Name | KEYSTONE FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Oct 31, 2025 |
| Property Address | 26 CRAWFORD ST, GARDNER, MA 01440-3128 |
| Document Number | 072766-246 |
| Book / Page | 72766 / 246 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 95156 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 26 CRAWFORD ST, GARDNER, MA 01440-3128 |
| Document Number | 0000095157 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 95157 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 26 CRAWFORD ST, GARDNER, MA 01440-3128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63583-283 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 63583/283 |
| Instrument | 128031 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | May 31, 2019 |
| Property Address | 26 CRAWFORD ST, GARDNER, MA 01440-3128 |
| Document Number | 60482-303 |
| Book / Page | 60482 / 303 |
| Instrument Date | May 31, 2019 |
| Instrument | 49523 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 CRAWFORD ST, GARDNER, MA 01440-3128 |
| Document Number | 49524 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 49524 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 26 Crawford St was $4,017, up 4% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,017.00 (+3.96%) | $291,700 (+8.4%) Land $76,000 Building $215,700 | $329,422 (+37.17%) |
| 2025 | $3,864.00 (+2.55%) | $269,100 (+7.04%) Land $69,000 Building $200,100 | $240,160 |
| 2024 | $3,768.00 (+2.87%) | $251,400 (+10.7%) Land $62,800 Building $188,600 | |
| 2023 | $3,663.00 | $227,100 Land $61,900 Building $165,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 26 Crawford St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26 Crawford St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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