26 Cove Ave, Saco, ME 04072 Property Records

York County and Saco City property record for 26 Cove Ave, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,622 sqft · built 1860
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Oct 2008)
Tax Bill$6,947 (2025)
Deeds & MortgagesNov 2020 Refinance
Flood ZoneZone AE (high risk)
APND0460R

Property Details

APN / Parcel Number

Primary APND0460R
Alternative APNs
  • SACO M:002 L:136 U:000-000
  • M:002 L:136 U:000=000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,622 sqft Living Area
Gross Area2,470 sqft
1st Floor Area810 sqft
Basement Area588 sqft
Unfinished Basement588 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating FuelOil

Location & Zoning

Account NumberD0460R
Street Address26 COVE AVE
CitySACO
StateME
Zip04072-3016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCE
Legal Lot Number136
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group1
Census Block1019
Census Tract5400

Owner

26 Cove Ave is owned by two individuals who bought it in October 2008.

Source: York County and Saco City records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address53 GOULD ST, STONEHAM, MA 02180-1815
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2008 · Amount on File
Deed SaleOct 2, 2008 · Amount on File
Deed Book / Page15499 / 158
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address26 COVE AVE, SACO, ME 04072-3016
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0184530235
DateNov 17, 2020
Book Page18453/235
Instrument2020058983
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueDec 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 26 Cove Ave was $6,947, up 1.3% from the year before.

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,947.00 (+1.3%)$489,200 (+0.23%) Land $279,600 Building $209,600
2024$6,858.00$488,100 Land $279,600 Building $208,500$566,105
2022$6,635.00$362,000 Land $213,200 Building $148,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Cove Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 135 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies138 units insured
incl. 3 condo units
Nearby Flood Claims216 (1978–2024)
Claims Outside the SFHA42 of 216
Most Recent ClaimApr 2024 · Severe Winter Storm
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 38 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 34 claims
  • Coastal Storm, Oct 1991 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Cove Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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