26 Cotton Ln, Tarboro, NC 27886 Property Records

Edgecombe County property record for 26 Cotton Ln, Tarboro, NC 27886

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 938 sqft · built 2021
Lot Size0.977 acres (42,585 sqft)
Owner2 Individual Names on File
Last Sale$26,000 (Oct 2021)
Tax Bill$3,395 (2025)
Deeds & MortgagesAug 2022 Mortgage
Oct 2021 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN472772618800

Property Details

APN / Parcel Number

Primary APN472772618800
Alternative APN
  • 220168

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area938 sqft Base Area
1st Floor Area938 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area42,585 sqft (0.977 acres)
Garage Area500 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number220168
Street Address26 COTTON LN
CityTARBORO
StateNC
Zip27886-9741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 10 COTTON LANE S/D
Legal SubdivisionCOTTON VALLEY S/D
Legal Lot Number10
JurisdictionEDGECOMBE NC
Township / Civil Division1, TARBORO
Census Block Group3
Census Block3006
Census Tract21300

Owner

26 Cotton Ln is owned and occupied by two individuals who bought it in October 2021.

Source: Edgecombe County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address26 COTTON LN, TARBORO, NC 27886-9741
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Deed of Trust, Mortgage · FHA Mortgage
INTERCOASTAL MORTGAGE
Oct 26, 2021Deed, Construction Loan · Construction Mortgage
INTERCOASTAL MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2021 · Amount on File
Deed SaleOct 26, 2021 · Amount on File
Prior SaleDec 13, 2011 · Amount on File
Deed Book / Page1743 / 775
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEDGECOMBE NC
Property Address26 COTTON LN, TARBORO, NC 27886-9741
Transaction TypeMortgage
Record UpdatedMay 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017630623
DateAug 15, 2022
Book Page1763/623
Lender
NameINTERCOASTAL MORTGAGE
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

October 2021: Deed, Construction Loan

Document TypeDeed
JurisdictionEDGECOMBE NC
Recording DateOct 26, 2021
Property Address26 COTTON LN, TARBORO, NC 27886-9741
Document Number0017430775
Book / Page1743 / 775
Map ReferenceCAB 5 SL 226
Instrument DateOct 10, 2021
Transaction TypeConstruction Loan
Record UpdatedMay 5, 2023

Transaction

AmountAmount on Record
Tax$52.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7116 TRUSLOW CT, GRESHAM, SC 29546-5179

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2720 MERIDIAN DR APT 4, 4, GREENVILLE, NC 27834-5512

Mortgage

Document Number0001743778
DateOct 26, 2021
Instrument1743/778
Lender
NameINTERCOASTAL MORTGAGE
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term13 Months
DueNov 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 26 Cotton Ln was $3,395.

Source: Edgecombe County assessment roll, as of December 11, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyEdgecombe County
Unified School DistrictEdgecombe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Market Value
2025$3,395.00$324,511 Land $27,000 Building $297,511
2023$223,546 Land $25,000 Building $198,546

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 26 Cotton Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1999–2016)
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Cotton Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEDGECOMBE WATER & SEWER DISTRICT
serves 14,485 people · EPA ID NC0433050
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2025
Haloacetic acids
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Starlink
Satellite
280 / 30

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