Edgecombe County property record for 26 Cotton Ln, Tarboro, NC 27886
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 938 sqft · built 2021 |
| Lot Size | 0.977 acres (42,585 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $26,000 (Oct 2021) |
| Tax Bill | $3,395 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Oct 2021 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 472772618800 |
| Primary APN | 472772618800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 938 sqft Base Area |
| 1st Floor Area | 938 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,585 sqft (0.977 acres) |
| Garage Area | 500 sqft |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 220168 |
|---|---|
| Street Address | 26 COTTON LN |
| City | TARBORO |
| State | NC |
| Zip | 27886-9741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 10 COTTON LANE S/D |
| Legal Subdivision | COTTON VALLEY S/D |
| Legal Lot Number | 10 |
| Jurisdiction | EDGECOMBE NC |
| Township / Civil Division | 1, TARBORO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 21300 |
26 Cotton Ln is owned and occupied by two individuals who bought it in October 2021.
Source: Edgecombe County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26 COTTON LN, TARBORO, NC 27886-9741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage INTERCOASTAL MORTGAGE |
| Oct 26, 2021 | Deed, Construction Loan · Construction Mortgage INTERCOASTAL MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on File |
| Deed Sale | Oct 26, 2021 · Amount on File |
| Prior Sale | Dec 13, 2011 · Amount on File |
| Deed Book / Page | 1743 / 775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EDGECOMBE NC |
| Property Address | 26 COTTON LN, TARBORO, NC 27886-9741 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0017630623 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 1763/623 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EDGECOMBE NC |
| Recording Date | Oct 26, 2021 |
| Property Address | 26 COTTON LN, TARBORO, NC 27886-9741 |
| Document Number | 0017430775 |
| Book / Page | 1743 / 775 |
| Map Reference | CAB 5 SL 226 |
| Instrument Date | Oct 10, 2021 |
| Transaction Type | Construction Loan |
| Record Updated | May 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $52.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7116 TRUSLOW CT, GRESHAM, SC 29546-5179 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2720 MERIDIAN DR APT 4, 4, GREENVILLE, NC 27834-5512 |
| Document Number | 0001743778 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 1743/778 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Nov 1, 2022 |
The 2025 property tax bill for 26 Cotton Ln was $3,395.
Source: Edgecombe County assessment roll, as of December 11, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Edgecombe County |
| Unified School District | Edgecombe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Market Value |
|---|---|---|
| 2025 | $3,395.00 | $324,511 Land $27,000 Building $297,511 |
| 2023 | $223,546 Land $25,000 Building $198,546 |
Assessed market value is set for property tax purposes and is not a market price estimate.
FEMA maps place 26 Cotton Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1999–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26 Cotton Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EDGECOMBE WATER & SEWER DISTRICT serves 14,485 people · EPA ID NC0433050 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 Haloacetic acids resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
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