Oneida County and Bridgewater Town property record for 26 Cottage Ln, Bridgewater, NY 13313
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,268 sqft · built 1832 |
| Lot Size | 1.53 acres (66,647 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (May 2026) |
| Tax Bill | $2,122 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 302800 407.010-1-7.1 |
| Primary APN | 302800 407.010-1-7.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,268 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| 2nd Floor Area | 1,134 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1832 |
|---|---|
| Effective Year Built | Effective 1832 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 66,647 sqft (1.53 acres) |
| Lot Dimensions | 178 ft deep x 118 ft wide |
| Porch | Porch |
| Porch Area | 296 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 000100 |
|---|---|
| Street Address | 26 COTTAGE LN |
| City | BRIDGEWATER |
| State | NY |
| Zip | 13313-7702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 7.001 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 25800 |
Source: Oneida County and Bridgewater Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2904 MOHAWK ST, C, SAUQUOIT, NY 13456-3329 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | Mar 12, 1998 · Amount on Record |
| Deed Document Number | 20262026-006826 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | May 26, 2026 |
| Property Address | 26 COTTAGE LN, BRIDGEWATER, NY 13313-7702 |
| Document Number | 0000006826 |
| Instrument Date | May 21, 2026 |
| Instrument | 20266826 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | May 26, 2026 |
|---|
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Oneida County and Bridgewater Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Bridgewater Town |
| Unified School District | Mount Markham Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,122.00 (-35.3%) | ||
| 2025 | $3,280.00 (+134.62%) | $49,900 (-) Land $8,500 Building $41,400 | $88,475 (+4.79%) Land $15,071 Building $73,404 |
| 2024 | $49,900 (-) Land $8,500 Building $41,400 | $84,433 (+19.29%) Land $14,382 Building $70,051 | |
| 2023 | $49,900 (-) Land $8,500 Building $41,400 | $70,780 (+19.15%) Land $12,057 Building $58,723 | |
| 2022 | $1,398.00 Homeowner's exemption | $49,900 Land $8,500 Building $41,400 | $59,405 Land $10,119 Building $49,286 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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