26 Coolidge Ave, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 26 Coolidge Ave, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,512 sqft · built 1973
Lot Size	0.448 acres (19,515 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jul 2022)
Tax Bill	$4,617 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`M:02C-04400 B:137 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:02C-04400 B:137 L:0`
Alternative APNs	`LUDL M:2C B:4400 P:137` `2521`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	3,616 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1983
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,515 sqft (0.448 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2521
Street Address	26 COOLIDGE AVE
City	LUDLOW
State	MA
Zip	01056-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	4400
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3019
Census Tract	810412

Owner

26 Coolidge Ave is owned and occupied by an individual who bought it in July 2022.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	26 COOLIDGE AVE, LUDLOW, MA 01056-1718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage MONSON SAVINGS BANK
Jul 22, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MONSON SAVINGS BANK
May 3, 2022	Redemption Deed, Transfer
Mar 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GREATER SPRINGFIELD CREDIT UNION
Jan 12, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 18, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2022 · Amount on File
Deed Sale	Jul 22, 2022 · Amount on File
Deed Document Number	2022231294
Prior Transfer Date	Apr 27, 2022
Prior Transfer Doc	0000230362
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	26 COOLIDGE AVE, LUDLOW, MA 01056-1718
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000240734
Date	Sep 16, 2025
Instrument	240734

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2050

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	Jul 22, 2022
Property Address	26 COOLIDGE AVE, LUDLOW, MA 01056-1718
Document Number	0000231294
Instrument Date	Jul 21, 2022
Instrument	231294
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 E MAIN ST APT 8C, 8C, CHICOPEE, MA 01020-3610
Investor	Possibly a Property Investor

Mortgage

Document Number	0000231295
Date	Jul 22, 2022
Instrument	231295

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	LUDLOW MA
Recording Date	May 3, 2022
Property Address	26 COOLIDGE AVE, LUDLOW, MA 01056-1718
Document Number	0000230362
Instrument Date	Apr 27, 2022
Instrument	230362
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	26 COOLIDGE AVE, LUDLOW, MA 01056-1718
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000229747
Date	Mar 9, 2022
Instrument	229747

Lender

Name	GREATER SPRINGFIELD CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Apr 1, 2027

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jan 12, 2022
Property Address	26 COOLIDGE AVE, LUDLOW, MA 01056-1718
Document Number	0000229141
Instrument Date	Dec 30, 2021
Instrument	229141
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 COOLIDGE AVE, LUDLOW, MA 01056-1718

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Nov 18, 2021
Property Address	26 COOLIDGE AVE, LUDLOW, MA 01056-1718
Document Number	228489
Instrument Date	Nov 2, 2021
Instrument	228489
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	26 COOLIDGE AVE, LUDLOW, MA 01056-1718

Tax Assessment & Valuation

The 2026 property tax bill for 26 Coolidge Ave was $4,617, down 2.5% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,617.00 (-2.53%)	$288,400 (+5.64%) Land $88,600 Building $199,800	$308,555 (-4.47%)
2025	$4,737.00 (-0.73%)	$273,000 (+3.49%) Land $80,600 Building $192,400	$323,000 (+3.94%)
2024	$4,772.00 (-4.71%)	$263,800 (+2.77%) Land $80,600 Building $183,200	$310,745
2023	$5,008.00	$256,700 Land $70,700 Building $186,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Coolidge Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Coolidge Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Crossroads Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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