26 Cool Spring Rd, Trimble, TN 38259 Property Records

Gibson County property record for 26 Cool Spring Rd, Trimble, TN 38259

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,354 sqft · built 2020
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,647 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027013 00901`

Property Details

APN / Parcel Number

Primary APN	`027013 00901`
Alternative APN	`013 00901`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,354 sqft Living Area
1st Floor Area	1,612 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Mixed
Garage Area	500 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	240 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	26 COOL SPRING RD
City	TRIMBLE
State	TN
Zip	38259-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 24, COUNTY AREA: R03
Jurisdiction	GIBSON TN
Township / Civil Division	16
Census Block Group	1
Census Block	1017
Census Tract	967300

Owner

Source: Gibson County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	26 COOL SPRING RD, TRIMBLE, TN 38259-4404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jul 10, 2020	Loan Modification, Mortgage MCKENZIE BKNG
Dec 9, 2019	Deed of Trust, Mortgage MCKENZIE BKNG
Dec 2, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	May 30, 2003
Last Transfer Date	Dec 2, 2019
Transfer Doc	0000191306
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Property Address	26 COOL SPRING RD, TRIMBLE, TN 38259-4404
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209989
Date	Oct 5, 2021
Book Page	1069/1117
Instrument	209989

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GIBSON TN
Property Address	26 COOL SPRING RD, TRIMBLE, TN 38259-4404
Document Number	0000196898
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple

Mortgage

Document Number	0000196898
Date	Jul 15, 2020
Book Page	001049/001823
Instrument	196898

Lender

Name	MCKENZIE BKNG
Type	Funding / Finance Company
Address	MCKENZIE, TN 38201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.12%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Property Address	26 COOL SPRING RD, TRIMBLE, TN 38259-4404
Document Number	0000192823
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	26 COOL SPRING RD TRIMBLE TN 382594404, TRIMBLE, TN 38259-4404

Mortgage

Document Number	0000192823
Date	Jan 30, 2020
Book Page	001043/002161
Instrument	192823

Lender

Name	MCKENZIE BKNG
Type	Funding / Finance Company
Address	MCKENZIE, TN 38201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.12%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GIBSON TN
Recording Date	Dec 2, 2019
Property Address	26 COOL SPRING RD, TRIMBLE, TN 38259-4404
Document Number	0000191306
Book / Page	001041 / 002364
Instrument Date	Nov 13, 2019
Instrument	191306
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	26 COOL SPRING RD TRIMBLE TN 382594404, TRIMBLE, TN 38259-4404

Tax Assessment & Valuation

Source: Gibson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Gibson County
Unified School District	Gibson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,647.00	$76,750 Land $2,900 Building $73,850
2024			$307,000 Land $11,600 Building $295,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Corp. Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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