26 Colonial Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 26 Colonial Dr, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,070 sqft · built 1985
Lot Size	0.544 acres (23,712 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jun 2020)
Tax Bill	$5,700 (2025)
Deeds & Mortgages	Oct 2021 Refinance Dec 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:68 B:105`

Property Details

APN / Parcel Number

Primary APN	`WEST M:68 B:105`
Alternative APNs	`M:068 B:105 L` `7001401`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,070 sqft Living Area
Gross Area	4,368 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,712 sqft (0.544 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7001401
Street Address	26 COLONIAL DR
City	WESTERLY
State	RI
Zip	02891-2545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	105
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2039
Census Tract	50901

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26 COLONIAL DR, WESTERLY, RI 02891-2545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN CT SAVINGS BANK
Dec 11, 2020	Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO
Jun 12, 2020	Trustee's Deed, Transfer · Conventional Mortgage SEACOAST MTG
Aug 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage DIME BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2020 · Amount on Record
Deed Sale	Jun 12, 2020 · Amount on Record
Deed Document Number	20202551
Deed Book / Page	2020 / 11078
Prior Transfer Date	Jul 2, 2019
Prior Transfer Doc	2019-13036
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	26 COLONIAL DR, WESTERLY, RI 02891-2545
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-25471
Date	Oct 13, 2021
Book Page	2021/25471
Instrument	20215700

Lender

Name	EASTERN CT SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	26 COLONIAL DR, WESTERLY, RI 02891-2545
Document Number	2020-8109
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 COLONIAL DR WESTERLY RI 028912545, WESTERLY, RI 02891-2545

Mortgage

Document Number	2020-8109
Date	Dec 15, 2020
Book Page	002020/028109
Instrument	6423

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

Interest

Rate Type	Adjustable Rate

June 2020: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WESTERLY RI
Recording Date	Jun 12, 2020
Property Address	26 COLONIAL DR, WESTERLY, RI 02891-2545
Document Number	2020-1078
Book / Page	002020 / 011078
Instrument Date	Jun 12, 2020
Instrument	2551
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26 COLONIAL DR WESTERLY RI 028912545, WESTERLY, RI 02891-2545

Mortgage

Document Number	2020-1081
Date	Jun 12, 2020
Book Page	002020/011081
Instrument	2552

Lender

Name	SEACOAST MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Aug 14, 2019
Property Address	26 COLONIAL DR, WESTERLY, RI 02891-2545
Document Number	2019-3036
Book / Page	002019 / 013036
Instrument Date	Jul 2, 2019
Instrument	3340
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	26 COLONIAL DR WESTERLY RI 028912545, WESTERLY, RI 02891-2545

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	26 COLONIAL DR, WESTERLY, RI 02891-2545
Document Number	2017-1859
Book / Page	002017 / 021859
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 COLONIAL DR WESTERLY RI 028912545, WESTERLY, RI 02891-2545

Mortgage

Document Number	2017-1859
Date	Dec 8, 2017
Book Page	002017/021859
Instrument	5398

Lender

Name	DIME BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,700.00 (-1.64%)	$732,700 (+28.45%) Land $183,300 Building $549,400	$643,913
2023	$5,795.00 (+0.59%)	$570,400 (-) Land $131,600 Building $438,800
2022	$5,761.00	$570,400 Land $131,600 Building $438,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2010)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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